On Top Of The World Homes under $400,000

On Top Of The World Homes under $400,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of beautiful Florida. This remarkable community is designed for those seeking a serene lifestyle without sacrificing modern conveniences. With its lush landscapes and friendly atmosphere, On Top Of The World offers a unique blend of comfort and community spirit that is hard to find elsewhere.

One of the standout features of this subdivision is the impressive selection of homes available for under $400,000. Whether you are a first-time homebuyer or looking to downsize, you will find an array of charming residences that cater to various tastes and preferences. From cozy single-family homes to spacious townhouses, each property is thoughtfully designed to maximize both space and functionality, ensuring you feel right at home.

Living in On Top Of The World means enjoying a plethora of amenities right at your fingertips. Residents have access to beautifully maintained parks, walking trails, and recreational facilities, perfect for an active lifestyle. Additionally, the community hosts a variety of social events, fostering connections and friendships among neighbors.

Located just a short drive from the stunning Florida coastline and vibrant downtown areas, On Top Of The World provides the perfect balance of tranquility and accessibility. With its affordable housing options and a strong sense of community, this subdivision is an ideal place to call home. Come explore the charm of On Top Of The World, where your dream home awaits!

Newest On Top Of The World Homes under $400,000

2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
9951 Sw 88th Court Road Unit G, Ocala
$139,900
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala
2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
9120 Sw 91st Terrace, Ocala
$349,000
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Expanded Jefferson model in the Williamsburg area of the much sought after 55+ golf community of On Top of the World. A rare find! This totally remodeled, one of a kind, fully custom, patio home with 3-bedrooms, 2-bathrooms, 3-car garage with smart door openers, offers an open floor plan of almost 2800 sq ft. The home features vaulted ceilings, tons of natural daylight provided by a total of 7 skylights, and grand entry foyer; you will fall in love with the beautiful, huge, open chef's kitchen complete with Butler's pantry, perfect for serving meals and storage space; a cook top in the oversized island perfect for entertainment; built-in Electrolux oven and microwave; pans and pots drawers, custom soft close staggered cabinets, pull out drawers; a hammered copper farm sink, 1 1/8" thick granite counters in kitchen and baths; 3 living areas, large flex room, engineered hardwood and tile flooring, space saving pocket doors throughout most of the home, custom 7" baseboards, knock-down ceiling texture, custom framed windows and doors, energy saving double paned windows, Huge oversized primary bedroom suite features a custom double pocket door entry, extra-large walk-in closet, ensuite with skylights, separate toilet/shower room. Spacious primary shower with easy access & smooth transitionless entry. Guest bedroom, guest bath with solar tube, and nearby living area that could easily be made a private suite with separate entrances. Additional features include smart thermostat, ceiling fans throughout, large private paver courtyard that can be accessed from 3 separate rooms, AND MUCH, MUCH MORE! Williamsburg is located in Ocala's premier, gated, 55+ community, of On top of the World Close to the amenities in OTOW, via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Educational opportunities abound with the “Master the Possibilities” program, making it easy to find and explore new hobbies and topics. Conveniently located, this community provides easy access to banks, medical facilities, restaurants, and grocery stores. Shalom Park is also nearby, offering plenty of walking trails and a stunning koi pond to enjoy year-round! The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers. Williamsburg is conveniently located near all the amenities as well as the new Summit amenity center.

9120 Sw 91st Terrace, Ocala
10336 Sw 98th Place Road, Ocala
$389,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully upgraded Beatrix in Longleaf Ridge 4 at On Top of the World. This 2-bedroom, 2-bathroom split-bedroom floor plan also features a versatile flex room with French doors, perfect for a media room, home office, craft room, or additional flex space. The impressive kitchen is designed for both function and style, featuring staggered gray cabinetry with crown molding, dovetail-construction drawers, soft-close features, granite countertops, stainless steel appliances, under-cabinet lighting, and a striking mosaic backsplash. The spacious island offers a full bank of additional cabinets, while the walk-in pantry and convenient drop zone provide even more storage. The spacious primary suite features a tray ceiling, crown molding, and an oversized walk-in closet. The en suite bathroom offers dual vanities and a beautifully upgraded walk-in shower featuring floor-to-ceiling tile and a frameless glass enclosure. A thoughtfully designed laundry room with additional cabinetry provides direct access connecting the garage to the primary closet and bathroom. The massive 2.5-car garage offers exceptional versatility and is large enough to accommodate oversized vehicles, or two cars plus two golf carts, while still leaving plenty of room for additional storage. Additional upgrades include extra recessed lighting, crown molding, tray ceilings, and tile flooring throughout the home. Enjoy outdoor living from both the expansive front porch and the spacious screened rear lanai. The rear lanai offers deep space between neighboring homes, creating added privacy and a comfortable setting for relaxing or entertaining. Longleaf Ridge is conveniently located near The Summit, On Top of the World's newest amenity destination, while residents also enjoy curbside trash and recycling. As an On Top of the World resident, you'll have access to an incredible array of amenities, activities, clubs, recreation, and golf. Golf cart access makes it easy to enjoy the community and nearby shopping, dining, entertainment, banking, health, and beauty services.

10336 Sw 98th Place Road, Ocala
2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater
2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater
2001 World Parkway Boulevard Unit 59, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
End Unit! Completely remodeled. You do not want to miss out on this 1400 sq ft 2 bed 2 bath condo with one of the best bird's eye views in the neighborhood. This furnished condo is move in ready. Featuring hurricane impact windows. Hurricane impact exterior storm door and updated interior doors throughout. Removed popcorn ceilings and added knockdown texture ceilings. Freshly painted and new laminate floors. Updated fans throughout. The updated kitchen features wood cabinets, granite countertops and stainless-steel appliances. The extra windows this end unit provides brings in extra light and an amazing view of the entrance of On Top of the World. The water heater was put in in 2023. Updated electrical panel and hurricane impact windows were installed in 2021. The primary bedroom has an updated Washer and Dryer in closet and both bathrooms were updated. A/C was installed in 2019. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. All washer, dryer and hook ups must be approved by the association.

2001 World Parkway Boulevard Unit 59, Clearwater
8802 Sw 83rd Circle, Ocala
$364,900
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
WELCOME TO 8802 SW 83RD CIRCLE IN ON TOP OF THE WORLD, OCALA, FLORIDA! Located in the desirable CANDLER EAST AREA of this sought-after 55+ ACTIVE ADULT COMMUNITY, this spacious STERLING MODEL offers 3 BEDROOMS, 2 BATHROOMS, A DEDICATED OFFICE, CLIMATE-CONTROLLED BONUS ROOM, OVERSIZED 1/4-ACRE HOMESITE, AND A NEW ROOF INSTALLED 11/2023! Beautiful curb appeal welcomes you inside to an OPEN-CONCEPT, SPLIT-BEDROOM FLOOR PLAN featuring HIGH CEILINGS, DIAGONALLY LAID TILE THROUGHOUT, and elegant CROWN MOLDING throughout the main living areas and primary suite. The kitchen features CORIAN COUNTERTOPS AND GAS APPLIANCES and flows into the home's spacious living areas, creating an inviting layout for everyday living and entertaining. An additional sitting room accented by a TRAY CEILING provides a comfortable place to relax, while the DEDICATED OFFICE gives you valuable space for working from home, reading, hobbies, or organizing your day. The split-bedroom design positions the PRIMARY SUITE APART FROM THE TWO GUEST BEDROOMS, providing additional privacy for owners and guests. The LARGE PRIMARY SUITE is a retreat of its own with crown molding, HIS-AND-HER WALK-IN CLOSETS, and DIRECT ACCESS TO THE LANAI. The upgraded primary bathroom offers ADDITIONAL CABINETRY FOR ABUNDANT STORAGE along with a beautiful CUSTOM MARBLE SHOWER. Step outside to the LARGE LANAI, extending the living space and offering a wonderful place to relax or entertain while enjoying the Central Florida lifestyle. The OVERSIZED QUARTER-ACRE HOMESITE provides additional outdoor space and helps set this property apart. Need even more flexibility? The garage features a BONUS ROOM UNDER HEAT AND AIR, ideal for a hobby room, craft space, workout area, or additional climate-controlled storage. Living in ON TOP OF THE WORLD IN OCALA, FLORIDA means enjoying an established 55+ active-adult lifestyle with extensive opportunities for recreation, fitness, swimming, pickleball, golf, clubs, social activities, walking trails, lifelong learning, entertainment, and more. Nearby CIRCLE SQUARE COMMONS adds even more opportunities for entertainment, cultural events, dining, fitness, educational programming, and community activities. With a NEW ROOF (11/2023), 3 BEDROOMS PLUS AN OFFICE, OVERSIZED 1/4-ACRE HOMESITE, CLIMATE-CONTROLLED BONUS ROOM, LARGE LANAI, GAS APPLIANCES, AND SPACIOUS PRIMARY SUITE, this STERLING MODEL IN ON TOP OF THE WORLD, OCALA, FL 34481 offers an impressive combination of space, flexibility, and the active Florida lifestyle!

8802 Sw 83rd Circle, Ocala
2287 Philippine Drive Unit 9, Clearwater
$169,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to easy Florida living in this desirable ground-floor Supreme model, ideally located on the west side of On Top of the World Clearwater! This spacious 2-bedroom, 2-bath residence offers approximately 1,070 square feet of comfortable living space with thoughtful updates throughout. Step inside to find attractive luxury vinyl flooring, ceramic tile in the kitchen, updated windows, newer doors in the bedrooms, Stainless Steel Appliances in the kitchen and updated vanities in the bathrooms and for added convenience, the kitchen also features a stackable washer and dryer, allowing you to take care of laundry right at home. Enjoy Florida outdoor living with patios in both the front and back, including a fenced rear patio that provides a private spot for morning coffee, relaxing with a good book, or simply enjoying the outdoors. The convenient ground-floor location means no stairs or elevator needed. The desirable west-side location is another bonus, offering a short walk to the community dog park and beautiful Harbor Lake. Located in the popular On Top of the World 55+ community in Clearwater, this sought-after Supreme model combines comfortable living, convenient first-floor access, numerous updates, private outdoor space, in-unit laundry, and a wonderful location—all ready for its next owner to make it home. The Buyer/Buyers Agent is to verify all information about this property, including but not limited to square footage, room sizes, condition, deed restrictions, rules, and regulations. MILESTONE COMPLETE Association approval is required. Financing requires 35% down.

2287 Philippine Drive Unit 9, Clearwater
10589 Sw 90th Street Road, Ocala
$350,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautiful 2021 Livingston model home in the newest part of Avalon in On Top of the World, Ocala's premier active adult golf course community. Why wait to build when this home is move in ready and even comes with a sauna in the oversized garage! This popular floor plan has no wasted space with a great room and split bedroom plan for the two bedrooms plus a flex room just inside the front door. The entire floor is an upgraded Luxury Vinyl Plank. The laundry room has a high quality LG washer and dryer and shelves there and in the garage remain for your convenience. The garage has epoxy flooring and besides the sauna and freezer that are included in the price there is a golf cart available for purchase so have a look at that as well. A good size screened in lanai offers views to the right of a green space making this a very peaceful setting. Enjoy the many amenities this community offers including pickleball, tennis, swimming, library, gyms, game rooms, education, farmer's market, entertainment plus much more! There are 3 outdoor pools, a hot tub, 1 indoor pool and a resistance walking pool. This home is close to both the new Summit pool and the Arbor Club. You have golf cart access to 3 shopping centers with restaurants and a Publix (two in the front of the community and Circle Square Commons in the back of the community). Why wait, come visit this move in ready home now!

10589 Sw 90th Street Road, Ocala
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