Pinellas County Homes under $400,000

Pinellas County Homes under $400,000

Welcome to Pinellas County, Florida, a vibrant coastal gem known for its stunning beaches, lively communities, and rich cultural heritage. Nestled on the west coast of Florida, Pinellas County boasts a unique blend of natural beauty and urban convenience, making it a highly sought-after destination for homebuyers. With its picturesque waterfront views and an array of recreational activities, it's no wonder that families, retirees, and young professionals alike are drawn to this idyllic locale.

For those seeking affordable housing options, Pinellas County offers a fantastic selection of homes priced under $400,000. Whether you’re looking for a cozy bungalow in a charming neighborhood, a modern condo with ocean views, or a spacious family home, you’ll find a variety of choices that cater to diverse lifestyles and budgets.

In addition to its stunning properties, Pinellas County is home to an array of amenities that enhance the quality of life. Enjoy a day at the beach on the award-winning shores of Clearwater or St. Pete Beach, explore the local art scene in downtown St. Petersburg, or indulge in fresh seafood at the many waterfront dining options. With excellent schools, beautiful parks, and a welcoming community atmosphere, Pinellas County is not just a place to live; it’s a place to thrive.

Discover the charm of Pinellas County and explore the diverse homes available under $400,000. Your dream home awaits in this beautiful corner of Florida, where sunshine and serenity come together to create the perfect living environment.

Newest Pinellas County Homes under $400,000

no property photo
$175,000
2 Beds ⋅ 2 Baths ⋅ Cove Cay Village SubDv. ⋅ 33760 Zip Code
RESORT-STYLE LIVING IN THE HIGHLY DESIRABLE COVE CAY GOLF & MARINA COMMUNITY! Welcome to this beautifully updated and spacious 2-bedroom, 2-bathroom condo located on the 4th floor. Enjoy a bright, open living space featuring elegant crown molding and sliding glass doors leading to your private screened-in lanai, where you can relax and take in peaceful views of the pool and lush green space. The well-appointed kitchen offers ample cabinetry, generous counter space, and an attractive tray ceiling. For added convenience, the condo includes a private laundry room located just outside your front door, complete with a full-size washer and dryer and additional storage. Recent improvements include a newer A/C system (2021), hurricane shutters, as well as brand new flooring and updated bathrooms. COVE CAY IS A GOLFER'S AND BOATER'S PARADISE! This beautifully maintained waterfront community offers an 18-hole championship golf course, an on-site marina, and the popular Bayview Pub, creating the perfect setting for enjoying the Florida lifestyle. Golf and marina memberships are available for additional fees. Cove Cay consists of four distinct villages, each with its own pool, clubhouse, and association. Residents can enjoy resort-style amenities, including a heated swimming pool, spa, fitness center, clubhouse with a full kitchen, and card room. A master association oversees community security and common areas. Conveniently located near shopping, dining, entertainment, and the world-famous Gulf Coast beaches, Cove Cay offers the perfect combination of comfort, recreation, and convenience. Whether you're looking for a full-time residence or a seasonal Florida retreat, this condo offers an exceptional opportunity to enjoy resort-style living in a beautiful gated golf and boating community!

2615 Cove Cay Drive Unit 404, Clearwater
no property photo
$245,000
1 Beds ⋅ 1 Baths ⋅ Sylvette Condo SubDv. ⋅ 33706 Zip Code
Welcome to resort style living in beautiful St Pete Beach! This affordable, first floor, one bedroom, one bath condo has been completely refreshed, with a new kitchen, large pantry and stainless-steel appliances. The South facing screened porch is a place you will be drawn to for your morning coffee or afternoon drink of choice. This community has fantastic amenities, two swimming pools (one is heated), large grilling area, shuffleboard courts, a fishing pier, and a beautifully maintained green space just outside your door. St Pete Beach is a world class destination on the Gulf with numerous waterfront dining options, shopping areas, entertainment, and all the Sporting events of Tampa Bay. Can be sold fully furnished. Carport # 174 Additional storge on the 2nd floor, bike storage on the first floor. Storm Shutter on the outside of the screen porch for added piece of mind. AC replaced 2022. Call today to take a tour of this special condo.

6201 2nd Street E Unit 74, St Pete Beach
no property photo
$399,000
2 Beds ⋅ 2 Baths ⋅ Waterside At Coquina Key South SubDv. ⋅ 33705 Zip Code
The Ultimate in Coastal Living! Relax, unwind, and enjoy effortless waterfront living in this beautifully updated and remodeled ground-floor condo at Waterside. One of the few condos of this size in the community offering an additional half bath for guests, this home combines thoughtful updates, comfortable living spaces, and an incredible bayfront setting. The open-concept kitchen has been beautifully redesigned for exceptional flow and features quartz countertops, wood cabinetry, brushed nickel appliances, a sea-glass tile backsplash, touchless faucet, and canned lighting throughout the condo. A f ull-size washer and dryer are conveniently located in the closet just off the kitchen. Step outside to your large ground-floor patio and take in the beautiful, unobstructed views of the bay. There's plenty of room for both lounging and dining, along with additional storage and a grill—creating the perfect setting for morning coffee, sunset cocktails, or entertaining friends and family. Throughout the condo, you'll find all-new wood-look plank tile flooring, creating a seamless and stylish feel from room to room. Hurricane-grade windows provide added peace of mind. The spacious primary suite features a beautifully remodeled bath with a walk-in shower, seamless glass doors, sea-glass tile accents, updated brushed nickel fixtures, and a stone tile floor. The updated vanity is complemented by a lovely sea-glass sink and coordinating fixtures. A beautifully updated half bath, a rare and desirable feature in a condo of this size, provides added convenience for guests. And then there is Waterside—where resort-style amenities and an active waterfront lifestyle come together. Residents enjoy: Two heated swimming pools, including one overlooking Tampa Bay Outdoor hot tub area Large fishing dock with beautiful water views and water access Scenic walking paths Dog run Kayak storage racks Boat slips and lifts available for lease, subject to availability Boat-trailer storage Lighted tennis and pickleball courts Basketball and volleyball courts Shuffleboard courts and horseshoe areas Well-equipped fitness ncenter EV charging stations Additional laundry facilities Community recycling center Waterside also offers a vibrant Yacht Club and Boating Community with social events throughout the year. The waterfront clubhouse features a popular community bar, gathering spaces, library, and billiards room—providing even more opportunities to relax, socialize, and enjoy the coastal lifestyle. Beautifully updated. Unobstructed bay views. Incredible amenities. Exceptional coastal living. This is the Waterside lifestyle you've been waiting for! Assessment that started 9/1/26 for three years is $576.97 a month.

5153 Salmon Drive Se Unit B, St Petersburg
no property photo
$291,700
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
MOVE-IN READY | UPDATED | 1,611 SQ. FT. | LAKE TARPON WATERFRONT COMMUNITY! Welcome to Dolly Bay, one of Palm Harbor’s hidden waterfront gems! This spacious 2-bedroom, 2-bath condo offers 1,611 sq. ft. PLUS an enclosed lanai overlooking a serene tropical nature setting. Thoughtfully remodeled and well maintained, this home is move-in ready and offered furnished (optional) for the seller’s convenience. Inside, enjoy a spacious layout with NO CARPET, abundant storage, a large galley kitchen with NEW refrigerator, WET BAR, indoor laundry and pantry/storage area. The enclosed lanai features DOUBLE-PANE INTERIOR SLIDERS and HURRICANE-RATED WINDOWS throughout—creating a peaceful space to enjoy the beautiful nature views. The oversized primary suite features TWO WALK-IN CLOSETS, an ensuite bath with a large ROUND JACUZZI TUB and separate linen closet. The generously sized second bedroom, full hall bath and foyer closet provide even more space and storage. Major improvements include NEW HVAC, NEW HOT WATER HEATER, NEW REFRIGERATOR, NEW METAL ROOF (2024), popcorn ceilings removed, hurricane-rated lanai windows, double-pane interior sliders and numerous additional updates. With just 84 residences, Dolly Bay offers a charming, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks and Florida wildlife—all with DIRECT ACCESS TO LAKE TARPON, one of Pinellas County’s premier freshwater lakes for boating, fishing, kayaking and paddleboarding. Community amenities include a HEATED LAKEFRONT POOL, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish-cleaning station, community fire pit, picnic area with BBQ grills and private Lake Tarpon access. BOAT SLIPS are available first-come, first-served (currently $1,000/year), with KAYAK STORAGE currently available for $100/year. One assigned parking space plus ample guest parking. Conveniently located near John Chesnut Sr. Park, Pinellas Trail, Gulf beaches, shopping, dining, golf, healthcare and both St. Pete-Clearwater and Tampa International Airports. Imagine boating across Lake Tarpon for lunch or dinner at Tarpon Turtle, fishing at sunrise, kayaking peaceful waters or relaxing around the community fire pit. Ideal as a PRIMARY RESIDENCE, SEASONAL RETREAT or INVESTMENT OPPORTUNITY. It’s more than a home—it’s the Florida waterfront lifestyle. WELCOME TO DOLLY BAY!

2511 Dolly Bay Drive Unit 104, Palm Harbor
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$329,900
4 Beds ⋅ 2 Baths ⋅ Lealman Highlands Sub SubDv. ⋅ 33709 Zip Code
Welcome home to this well-kept 4-bedroom, 2-bath home on a fully fenced lot in Kenneth City. A covered front porch and private driveway lead into a light-filled living area with wood-look laminate floors, chair-rail accents and ceiling fans throughout. The kitchen features granite countertops, rich dark wood cabinetry, a mosaic tile backsplash, under-cabinet lighting and stainless appliances, including a French-door refrigerator with water and ice dispenser, a dishwasher and a built-in microwave. A window over the sink looks out to the yard. The spacious primary bedroom has windows on both sides, wall-mounted reading sconces and generous closet space. The secondary bedrooms all have wood-look floors, closets and ceiling fans. One bath has a full tub with a large-format tile surround, and the second has a corner shower stall. Outside, the large backyard is enclosed by a privacy fence and includes a spacious deck for entertaining, a paver side walkway, mature shade trees and a detached storage shed with room for tools and toys. New roof 2024, new water heater 2022, new HVAC with new ductwork in 2021. Schedule your showing today!

5578 61st Street N, St Petersburg
no property photo
$329,900
3 Beds ⋅ 2 Baths ⋅ Boulevard Park 1 SubDv. ⋅ 33781 Zip Code
Step inside this beautiful three bedroom, two bath home, where stylish finishes, generous living spaces and an abundance of natural light create a warm and inviting atmosphere. Fresh interior paint and new luxury vinyl plank flooring provide a crisp, modern feel, while the spacious open floor plan offers a seamless flow between the main living areas, perfect for everyday living and entertaining. The beautifully appointed kitchen takes center stage with custom cabinetry, elegant granite countertops, stainless steel appliances and plenty of workspace for preparing meals and gathering with guests. Just off the kitchen is a screened patio, an inviting extension of the living space that's perfect for enjoying morning coffee, outdoor dining or simply relaxing while overlooking the large backyard.The expansive primary suite offers a comfortable private retreat, complete with its own ensuite bath and plenty of room to relax and unwind. An attached one car garage adds everyday convenience and additional storage possibilities. With its thoughtful updates, inviting layout and attractive finishes throughout, this home offers a wonderful combination of style, comfort and functionality! Come and see this home today and make it yours tomorrow!

4280 70th Avenue N, Pinellas Park
no property photo
$229,900
2 Beds ⋅ 1 Baths ⋅ Richardsons W E SubDv. ⋅ 33711 Zip Code
Updated, easy to own and ready on day one. This 1950 St. Petersburg home comes with the heavy lifting already done: a new roof in 2024, an HVAC system replaced in 2017, and a full interior refresh completed earlier this year! Inside, a smart layout makes every square foot count. The living and dining areas flow together in one bright, open space, with upgraded vinyl flooring throughout. The redone kitchen is the showpiece: shaker cabinetry, warm butcher block counters, a farmhouse sink and updated lighting. Two bedrooms and a full bath complete the home, along with a separate indoor laundry room and an attached carport for covered parking. Then there's the yard. The home sits on a 6,255 sq ft lot with a fully fenced backyard, room for a garden, a play space or weekend cookouts with friends. Shopping and restaurants are close by, and main roads put downtown St. Pete and the Gulf beaches within easy reach. Well kept, thoughtfully updated and ready for its next owner. Book your private showing today!

1752 42nd Street S, St Petersburg
no property photo
$395,000
2 Beds ⋅ 2 Baths ⋅ Mainlands Of Tamarac By The Gulf Unit 6 Condo SubDv. ⋅ 33782 Zip Code
Welcome to The Mainlands in St. Petersburg, Florida, a desirable 55+ community offering an exceptional Florida lifestyle with comfort, convenience, and an inviting sense of community. This 2 Bedroom 2 Bathroom spacious home offers generous living areas, including a large living room and separate family room, providing plenty of space for relaxing, entertaining, and everyday living. The home features beautifully sized bedrooms with walk-in closets, offering excellent storage and functionality, along with a 2-car garage for parking and additional storage. Step outside and enjoy the beautifully maintained surroundings and relaxed Florida lifestyle. The Mainlands is a golf-cart-friendly community with wonderful opportunities to connect with neighbors and enjoy community gatherings. Residents have access to an impressive clubhouse and amenities, including a beautiful community pool and inviting recreational spaces. Conveniently located with easy access to Downtown St. Petersburg, Tampa International Airport, beaches, shopping, dining, medical facilities, and everyday conveniences, this home offers the best of both comfort and location. Whether you’re looking for a full-time residence or a Florida retreat, this is a wonderful opportunity to enjoy the relaxed, active lifestyle that makes The Mainlands so special.

3479 Mainlands Boulevard S Unit 6, Pinellas Park
1740 Cleveland Street, Clearwater
$365,000
2 Beds ⋅ 3 Baths ⋅ Sky Crest Unit 3 SubDv. ⋅ 33755 Zip Code
Virtually Staged. If you've been searching for a sturdy, move-in-ready home in a fantastic location, this 2-bedroom, 2.5-bathroom property in the highly desirable SkyCrest neighborhood is exactly what you've been looking for—and a whole lot more. Offering incredible peace of mind, this concrete block house sits high and dry in a non-evacuation and non-flood zone, standing strong with zero hurricane damage in 50 years. The 1,665-square-foot layout feels bright and incredibly welcoming. You will love starting your day out on the patio to catch the gorgeous morning sun, and later kicking back in the Florida room to enjoy the gentle breezes. The big updates are already done for you, including a brand-new HVAC system, a new refrigerator, and a new dishwasher. Storage is absolutely fantastic here, featuring wonderfully huge cedar closets. Outside, the extra-deep lot provides a massive backyard space for pets and getting outdoors, while the super generous two-car garage offers tons of room for your vehicles and workbenches. Living right in the middle of Clearwater means you have incredibly easy access to everywhere you want to be. You are just blocks from Crest Lake Park, minutes from the country's best beaches, and completely surrounded by wonderful dining, shopping, and superb grocery options. With excellent medical facilities close by and a super easy commute to Tampa, St. Petersburg, Dunedin, and Safety Harbor, this home truly has it all at 1740 Cleveland St.

1740 Cleveland Street, Clearwater
8648 78th Place, Seminole
$399,999
3 Beds ⋅ 2 Baths ⋅ Lakeside Gardens SubDv. ⋅ 33777 Zip Code
Welcome to a fully updated 3-bedroom, 2-bath gem in the heart of Seminole — where every major system and finish has already been done for you. New roof, new AC, new windows, new electrical panel, new tile flooring throughout, and a completely renovated kitchen with new appliances — all completed in 2024. This isn't a home with a few updates; it's a home that's essentially new from the studs out. Just as important: this property sits in a non-flood zone and has never sustained storm damage — real peace of mind in today's Florida market, without the insurance headaches or flood-zone premiums that come with so many nearby listings. It also sits in an unincorporated area of Pinellas County for those investors looking for short term rentals! Inside, you'll find a bright, open living space flowing into a beautifully renovated kitchen — perfect for everyday living or entertaining. The spacious, fully fenced backyard offers privacy and room to relax, garden, or host and the home features an attached garage (with brand-new garage door). Location seals the deal: you're just 13 minutes from some of the best beaches in the world and 30 minutes from Tampa International Airport, with easy access to parks, restaurants, shopping, and everything Seminole and the surrounding Tampa Bay area have to offer. Homes that are truly move-in ready — with nothing left to update — don't come around often in this price range. Schedule your showing today!

8648 78th Place, Seminole
7041 Opal Drive, Largo
$279,900
2 Beds ⋅ 3 Baths ⋅ Opal Place SubDv. ⋅ 33773 Zip Code
Welcome to this inviting two-story, end-unit townhome in Largo offering 2 bedrooms, 2.5 bathrooms, and approximately 1,350 square feet of living space. The open floor plan features comfortable living and dining areas, a functional kitchen with a center island and stainless steel appliances, and plenty of space for everyday living and entertaining. Both bedrooms offer privacy on the upper level, while the attached garage provides convenient parking and additional storage. Enjoy the private fenced yard and outdoor patio, perfect for relaxing or entertaining. Conveniently located near shopping, dining, major roadways, and local attractions including Largo Central Park, the Florida Botanical Gardens, and the beautiful Gulf Coast beaches of Indian Rocks Beach and Clearwater Beach. Schedule your showing today!

7041 Opal Drive, Largo
2575 Pine Ridge Way S Unit E1, Palm Harbor
$185,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Palm Harbor SubDv. ⋅ 34684 Zip Code
Great location in this 2 Bed 2 Bath First floor Home. Updated Kitchen with large pantry along with Eat-in area. Kitchen opens to Living room and Dining room. Relax on the covered and screened Lanai with ceramic tile and serene view. Separate Laundry room with storage and shelves. Newer vertical blinds throughout. Master Bedroom with Walk-in Closet. Master Bath with Walk-in shower. Convenient assigned parking space and plenty of visitor spaces. Clubhouse has a library, Sparkling Pool, Hot Tub & Shuffleboard. Newer roof and all buildings were recently painted. Low Condo fees. Walking trail around the gorgeous pond with fountain. Close to gulf beaches, golf courses, walk & bike trail, shopping, restaurants & more! Furniture Available. PRESENT ALL OFFERS!

2575 Pine Ridge Way S Unit E1, Palm Harbor
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