Safety Harbor Homes under $500,000

Safety Harbor Homes under $500,000

Welcome to Safety Harbor, Florida—a charming gem nestled in the heart of Pinellas County. Known for its picturesque waterfront, vibrant community, and rich history, Safety Harbor is a place where small-town charm meets modern convenience. With its serene parks, scenic walking trails, and a welcoming downtown area filled with unique shops and delightful eateries, residents here enjoy a lifestyle that beautifully blends relaxation and recreation.

Safety Harbor is not only a haven for those seeking tranquility but also boasts a strong sense of community and safety. The city's low crime rate and friendly neighborhoods make it an ideal place for families, retirees, and everyone in between. You’ll find that the residents take pride in their community, often coming together for local events, festivals, and farmer’s markets that foster a close-knit atmosphere.

For those looking to plant roots in this idyllic locale, Safety Harbor offers a variety of homes under $500,000. From charming bungalows to modern townhomes, there’s something to suit every taste and budget. Many properties feature lush landscaping, spacious yards, and easy access to the beautiful waterfront parks that line Tampa Bay. With its affordable housing options, Safety Harbor presents an excellent opportunity for first-time homebuyers and those seeking a peaceful retreat without breaking the bank.

Whether you're drawn to the area's natural beauty, its rich cultural heritage, or the tight-knit community feel, Safety Harbor is a place where you can truly feel at home. Come explore the possibilities and discover why so many are proud to call Safety Harbor their home!

Newest Safety Harbor Homes under $500,000

345 Plymouth Street, Safety Harbor
$324,900
2 Beds ⋅ 1 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Less upkeep, more Florida—this updated 2-bedroom, 1-bath villa in Safety Harbor’s Bay Towne community makes a compelling case for enjoying life beyond your to-do list. Whether you’re looking for a year-round home or a seasonal retreat, this single-story residence pairs solid block construction with thoughtful updates, smart technology, and inviting outdoor space... Inside, vaulted ceilings add an airy feel to the living and dining area, complemented by textured ceilings with the popcorn finish removed, recessed lighting, updated outlets, and a newer ceiling fan. The kitchen brings style and function together with granite countertops, a butcher-block accent, updated appliances, and reverse-osmosis filtration at the sink. The bathroom features updated vanities and tile work... The improvements reach well beyond the finishes. The seller reports a 2020 roof, hurricane-impact windows, whole-home re-piping completed in 2023, and upgraded attic insulation with a radiant barrier. The Trane HVAC system has received replacement coils and a blower, with the air handler relocated from the attic to a hall closet for easier access. A REME HALO air purification system adds another thoughtful touch... Smart lighting, Cat 6 Ethernet connections in both bedrooms and the living room, wired front and rear security cameras, and a Tesla Level 2 EV wall charger bring everyday convenience into the mix... Solar power adds another appealing benefit: enjoy renewable energy without the upfront expense of purchasing panels. The seller reports current monthly costs of approximately $106 for the solar lease plus $30 to Duke Energy—approximately $136 combined, leaving more room in the budget for enjoying Florida. The existing solar setup offers the buyer an opportunity to assume the lease, subject to provider approval. The seller also reports an option to discontinue after three years, subject to the agreement’s terms and provider confirmation. Actual electricity costs and savings vary with usage, solar production, and utility rates... Outside, an awning-covered front porch offers a welcoming place to pause, while the screened rear patio with pavers and fenced backyard invite outdoor dining, morning coffee, or a little well-earned downtime. Located in Flood Zone X, the property also offers access to a community pool. Per the seller, HOA services include lawn care, cable TV, high-speed internet, and select streaming subscriptions; buyers should confirm current coverage with the association... Then there’s the location: nearby downtown Safety Harbor offers Main Street shops, local restaurants, arts, and community events, while Philippe Park delivers shaded grounds and beautiful bay views. Enjoy the historic Safety Harbor Resort & Spa, explore local parks and trails, or head west for a Gulf beach day at Clearwater Beach, Honeymoon Island, Sand Key, Indian Rocks Beach, or Indian Shores. Access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport keeps regional destinations within reach... A comfortable home base with plenty of reasons to get out and enjoy Florida—schedule your showing and discover the possibilities.

345 Plymouth Street, Safety Harbor
630 6th Avenue N, Safety Harbor
$479,000
3 Beds ⋅ 2 Baths ⋅ Blue Spgs SubDv. ⋅ 34695 Zip Code
Welcome home! Buyers - come for a tour & fall in love with this fantastic 3 bed / 2 bath home on a quiet cul-de-sac in Safety Harbor - just hitting the market! Incredible location just around the corner from Safety Harbor Elementary School, and 5 Blocks N of Safety Harbor's charming Main Street - put this one on the list to see, ASAP. Open concept living offers seamless flow from front living room .... to Dining area & Kitchen. Gorgeous WOOD-PLANK TILE flooring throughout the home - & tile in the Kitchen and guest bath. Fantastic open kitchen, with plenty of storage and 2023 appliances. Cozy Kitchen island is the perfect spot for a morning coffee. 2 Bedrooms down the hall along with the Guest bath, with the Primary suite located off the rear of the home. The Primary bedroom has a large RENOVATED EN-SUITE BATHROOM with oversized shower featuring gorgeous Pebble stone-tile flooring and rain shower. The Backyard is perfect for entertaining / gardening with large storage shed, and shade trees in the back- helping create efficiency and lower electric bills. Flood zone X! Plenty of storage along the side of home and with the 1-Car garage. LG Stackable Washer and Dryer in the garage- included. Amazing location for a starter or seasonal home in the highly sought-after downtown Safety Harbor! The new owners of this amazing home will enjoy all that the Safety Harbor lifestyle has to offer- 3rd Friday of the Month Festivals with Live Music, Sunday Markets, Backwater Provisions, The Tides Seafood and Market, Gigglewaters, a new Frenchy's restaurant, Byrd's Nest and Seersucker Sassy boutique... and Haven House coffee shop, among others! Come take a look!

630 6th Avenue N, Safety Harbor
255 Los Prados Drive Unit 255, Safety Harbor
$265,000
2 Beds ⋅ 1 Baths ⋅ Los Prados Condo SubDv. ⋅ 34695 Zip Code
Discover easy, low-maintenance living in the charming Los Prados community of Safety Harbor! This second-floor, 2-bedroom, 1-bath condo offers a comfortable, practical layout with bright living and dining areas that makes everyday living feel relaxed and welcoming. Step out to your private patio, a perfect spot for morning coffee or unwinding in the evening breeze, that includes an extra storage closet. Both bedrooms offer good closet space, and the upstairs location adds a lovely sense of privacy and quiet. Added conveniences include inside laundry and assigned covered parking. One of the best parts of calling Los Prados home is the location. You're within walking distance of downtown Safety Harbor, where you can enjoy local restaurants, shops, the marina, and the community events that give this little town so much character. Back at home, residents enjoy a community pool, heated spa, peaceful ponds, and private access to Folly Farms Nature Preserve, with walking trails and garden areas to explore. The HOA fee includes water, cable, internet, sewer and trash. Whether you're looking for a full-time residence or a second home getaway, this Safety Harbor condo delivers comfort, convenience, and small-town charm. High and Dry - no flood insurance required! Schedule your showing today!

255 Los Prados Drive Unit 255, Safety Harbor
203 Hillcrest Drive, Safety Harbor
$475,000
3 Beds ⋅ 3 Baths ⋅ Country Villas-Unit Two SubDv. ⋅ 34695 Zip Code
Priced under recent appraised value in Safety Harbor’s Country Villas. Solid and well maintained single-story block home with 3 bedrooms, 3 full baths, and about 1,918 heated sq ft (appraiser-measured) on a ~7,349 sq ft lot — a larger footprint in this pocket of the neighborhood. The high-ticket work is already done: 2020 roof (permit on file), 2022 HVAC, newer water heater, and permitted hurricane shutters (2013). FEMA Flood Zone X, outside the Special Flood Hazard Area. Inside: formal living and dining, family room, and an attached 2-car garage. Out back: a spacious screened lanai overlooking a fenced yard. Kitchen, baths, and flooring are original and ready for updates — a clear path to capture the value. Convenient to downtown Safety Harbor, Philippe Park, and major Pinellas corridors.

203 Hillcrest Drive, Safety Harbor
84 Cedar Elm Drive Unit 28, Safety Harbor
$74,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community I Condo SubDv. ⋅ 34695 Zip Code
Incredible Potential in a Premier Location! Rare Fixer-Upper nestled on a beautiful tree lined street in Briar Creek the area's most desirable, well-maintained 55+ community, this 2-bedroom, 2-bathroom manufactured home offers an affordable entry into a fantastic neighborhood. Best of all? You own the land - no lot rent here! The home features a functional layout with spacious living areas. It does need a full cosmetic overhaul presenting a blank canvas for DIY buyers, investors, or anyone who wants to create their vision dream space. Briar Creek is a peaceful, friendly community with easy access to nearby shopping, dining, parks, beaches, major roadways and airports. HOA fee is $235 a month which includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa. Opportunities to buy land-owned property at this price point in such a lovely location do not last long! Sold Strictly As-Is. Needs Work.

84 Cedar Elm Drive Unit 28, Safety Harbor
675 11th Place, Safety Harbor
$375,000
3 Beds ⋅ 2 Baths ⋅ Lincoln Highlands SubDv. ⋅ 34695 Zip Code
Welcome to this charming 3-bedroom, 2-bathroom home in desirable Safety Harbor! Offering approximately 1,125 square feet of living space, this property presents an excellent opportunity for a primary residence or investment. Features include laminate flooring throughout, a 2024 HVAC system, a water heater, and a functional layout designed for comfortable living. Conveniently located near vibrant downtown Safety Harbor, restaurants, shopping, parks, waterfront attractions, and major roadways. With its sought-after location, versatility, and income-producing potential, this home is ready for its next chapter. Schedule your private showing today!

675 11th Place, Safety Harbor
612 Baldwin Avenue Unit C, Safety Harbor
$235,000
3 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
One or more photo(s) was virtually staged. THREE BEDROOMS. WATER VIEW. STEPS FROM THE POOL. SAFETY HARBOR. This is the combination buyers wait for — and at this price, it is hard to find. Welcome to 612 Baldwin Avenue #C, a spacious 3-bedroom, 2-bath end-unit condo with 1,230 square feet in Yorktown at Beacon Place. One of the best-positioned units in the community, this condo sits closest to the pool and clubhouse and offers a private balcony where you can look out over the pond and community pool. The floor plan is a major advantage. The primary suite is separated from the other two bedrooms, giving everyone more privacy, while three true bedrooms create flexibility for guests, a home office, or additional living space. The home also features a dedicated laundry room, generous storage, covered carport parking, and additional outdoor storage. With no upstairs neighbors and an end-unit location, you get extra privacy in a setting that feels tucked away while still being close to everything. And then there is Safety Harbor — one of Pinellas County’s most desirable small-town communities. Downtown Safety Harbor, Philippe Park, waterfront parks, restaurants, breweries, shopping, and the Safety Harbor Resort & Spa are all just minutes away, with convenient access to Tampa, Clearwater, St. Petersburg, and both area airports. The property is also zoned for Safety Harbor Elementary, Safety Harbor Middle, and Countryside High School. For buyers who have been waiting for three bedrooms, a water view, pool access, covered parking, and a Safety Harbor address without the Safety Harbor price tag, this is one to see quickly. The location within the community is difficult to duplicate — and opportunities like this do not come around often.

612 Baldwin Avenue Unit C, Safety Harbor
321 Dover Court E, Safety Harbor
$360,000
2 Beds ⋅ 2 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Welcome to 321 Dover Ct E, a beautifully maintained 2-bedroom, 2-bath end-unit villa nestled in the desirable Bay Towne community of Safety Harbor. Offering the feel of a single-family home with the convenience of low-maintenance living, this light and bright residence features an open floor plan, vaulted ceilings, split-bedroom layout, and tile and laminate flooring throughout. The spacious living and dining areas flow seamlessly into the kitchen, creating an inviting space for both everyday living and entertaining. The primary suite offers privacy and comfort with an en-suite bath and generous closet space, while the second bedroom and bathroom are ideally situated in the home to provide privacy for guests. Step outside to the screened lanai and enjoy the privacy of the fenced backyard, mature landscaping, and additional outdoor living space. An attached storage area provides convenient room for bikes, tools, and recreational gear. Residents also enjoy access to the community pool and other neighborhood amenities. One of the home's standout features is the transferable solar panel system, offering the next owner the opportunity to take advantage of solar energy and reduced electric costs. The solar system adds an attractive combination of energy efficiency and long-term value for the future owner. Located just minutes from everything that makes Safety Harbor special, this home provides easy access to downtown Safety Harbor, waterfront parks, restaurants, shopping, and recreation, while also offering convenient access to Tampa, Clearwater, and the Gulf beaches. If you're looking for a move-in-ready home with a private outdoor space, spacious interior layout, and desirable community amenities, this villa is a must-see.

321 Dover Court E, Safety Harbor
1816 Lake Cypress Drive Unit 1816, Safety Harbor
$299,000
2 Beds ⋅ 2 Baths ⋅ Cypress Trace North Condo SubDv. ⋅ 34695 Zip Code
Beautiful 2-bedroom, 2-bath corner unit offering 1,260 sq. ft. of pristine living space on the second floor, complete with dramatic cathedral ceilings throughout. Stunning new hardwood flooring flows through the home, complementing an updated light & bright kitchen featuring a brand-new Whirlpool refrigerator, high-end granite countertops, Italian tumbled marble backsplash, custom Charleston Maple solid wood cabinetry, and stainless steel appliances. Includes a full-sized newer LG washer and dryer. The guest bathroom has a new vanity and faucet, while the private en-suite bath offers granite counters and updated fixtures. Located just steps from the community pool and minutes from downtown Safety Harbor, top-rated beaches, Tampa, St. Petersburg, and local shopping and dining.Bonus for the buyer! Seller is offering select functional furniture items at no additional cost, including the neutral sectional sofa, rustic glass-door credenza, and matching media console (all convey AS-IS at buyer's discretion). Schedule your private showing today!

1816 Lake Cypress Drive Unit 1816, Safety Harbor
631 Fairmont Avenue Unit C, Safety Harbor
$229,000
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
Welcome home! Welcome to 631 Fairmont Ave #C — your opportunity to enjoy the best of the Safety Harbor lifestyle! This beautifully maintained 2-bedroom / 2-bath, 2nd-story condo is located in the desirable Yorktown at Beacon Place community and offers a wonderful combination of comfort, convenience, and low-maintenance living. Step inside to an inviting open-concept layout where the kitchen flows seamlessly into the living room, creating an ideal space for entertaining & relaxing. Vinyl plank flooring adds a modern, easy-care touch throughout the main living areas. Just off the living room, a screened porch provides the perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the Florida lifestyle. Residents of Yorktown at Beacon Place enjoy access to a gorgeous community pool, perfect for cooling off and relaxing year-round. The monthly condo fee provides exceptional value, including use of the community pool as well as covering water, sewer, trash, cable, and internet — making everyday living simple and convenient. The property also includes a private one-car carport along with guest parking. Location is everything, and this home puts you close to some of Safety Harbor's most treasured destinations. Philippe Park is nearby and easily accessible. Hop on your golf cart and head into downtown Safety Harbor to explore local restaurants, coffee shops, boutiques, parks, and community events. Enjoy dining at the new Frenchy's location, Café Vino Tinto, Water Oak Grill, or Haven House Coffee Shop, then experience the vibrant local calendar featuring Third Friday street festivals, holiday parades, car shows, art festivals, and more. Whether you're looking for a full-time residence, a Florida getaway, or an easy-care Seasonal home in a charming community, this condo offers the opportunity to embrace the relaxed, connected, and highly sought-after Safety Harbor lifestyle. Park the car, grab the golf cart, and enjoy everything this wonderful community has to offer!

631 Fairmont Avenue Unit C, Safety Harbor
2941 Bay View Drive, Safety Harbor
$420,000
3 Beds ⋅ 1 Baths ⋅ Bayfront Manor SubDv. ⋅ 34695 Zip Code
Some houses are simply cute. This one has that unmistakable Safety Harbor charm…warm, inviting, and surrounded by the beauty of mature trees and lush landscaping. This beautifully maintained 3 bedroom pool home offers a comfortable layout with thoughtful updates and plenty of character. The kitchen features a newer stove and dishwasher, plus a charming coffee bar that will make mornings a little sweeter. Three cozy bedrooms offer generous closets with built-in shelving, while a wood-burning fireplace brings warmth and personality to the living room. At the rear of the home, the light-filled Florida room naturally blends the indoors with the outdoors. Large sliding doors frame views of the pool and garden, making this versatile space ideal for morning coffee, casual gatherings, or simply enjoying the peaceful surroundings. Beyond the glass, a covered lanai, screened pool, mature palms, lush plantings, and fully fenced yard create a secluded setting for enjoying the best of the Florida climate. A one car garage provides convenient parking and storage with a beautifully appointed laundry area. The pool enclosure was re-screened in 2026, and the pool pump has a newer motor and timer box. Additional updates include a 2020 HVAC condenser and impact rated front door and front of home windows. The existing floor plan also offers an opportunity to explore adding a second bathroom, allowing the next owner to further customize the home over time. Just minutes from downtown Safety Harbor, you’re close to local restaurants, coffee shops, breweries, boutiques, markets, waterfront parks, recreation facilities, pickleball courts, and scenic Tampa Bay trails. Tampa International Airport, award-winning Gulf beaches, Honeymoon Island, and nearby marinas are also within easy reach.

2941 Bay View Drive, Safety Harbor
30 Stag Run Court Unit 11, Safety Harbor
$125,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community I Condo SubDv. ⋅ 34695 Zip Code
2 bedroom 2 bath on a high corner lot included in the price. This home has laminate floors and is neat and clean. Appliances are being sold "as is" since Seller has not lived in the property. You may have a cat, but no dogs are allowed in this part of the community. The low monthly fee of $235 covers water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, & shuffleboard. Mease Countryside Hospital is nearby as well as other doctor facilities. This beautiful community has little lakes, winding roads, and huge trees to give it a lot of character. It even backs up to the bay. Room measurements approximate.

30 Stag Run Court Unit 11, Safety Harbor
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