Palm Harbor Homes under $350,000

Palm Harbor Homes under $350,000

Welcome to Palm Harbor, Florida—a hidden gem nestled along the stunning Gulf Coast in Pinellas County. Known for its picturesque landscapes, vibrant community, and a relaxed coastal lifestyle, Palm Harbor offers an idyllic setting for families, retirees, and anyone seeking a slice of paradise. With its charming streets lined with lush trees and beautiful parks, this city is not just a place to live; it’s a lifestyle to embrace.

One of the most appealing aspects of Palm Harbor is its diverse real estate market, particularly for those looking for homes under $350,000. Here, you’ll find a variety of options ranging from cozy single-family homes to spacious townhouses, perfect for first-time buyers or those looking to downsize. Many of these homes boast modern amenities, open floor plans, and outdoor spaces ideal for enjoying the Florida sunshine.

Living in Palm Harbor means you’re just a stone’s throw away from some of the best beaches in the country, including Honeymoon Island and Caladesi Island. The area is also home to excellent schools, vibrant shopping centers, and a plethora of dining options that cater to every palate. For outdoor enthusiasts, the nearby Pinellas Trail offers miles of scenic paths for biking, walking, and jogging.

With its appealing blend of affordability, community spirit, and natural beauty, Palm Harbor is the perfect place to call home. Discover your dream home today and start living the life you’ve always envisioned in this charming Florida city!

Newest Palm Harbor Homes under $350,000

2511 Dolly Bay Drive Unit 104, Palm Harbor
$291,700
2 Beds ⋅ 2 Baths ⋅ Dolly Bay A Village On Lake Tarpon SubDv. ⋅ 34684 Zip Code
MOVE-IN READY | UPDATED | 1,611 SQ. FT. | LAKE TARPON WATERFRONT COMMUNITY! Welcome to Dolly Bay, one of Palm Harbor’s hidden waterfront gems! This spacious 2-bedroom, 2-bath condo offers 1,611 sq. ft. PLUS an enclosed lanai overlooking a serene tropical nature setting. Thoughtfully remodeled and well maintained, this home is move-in ready and offered furnished (optional) for the seller’s convenience. Inside, enjoy a spacious layout with NO CARPET, abundant storage, a large galley kitchen with NEW refrigerator, WET BAR, indoor laundry and pantry/storage area. The enclosed lanai features DOUBLE-PANE INTERIOR SLIDERS and HURRICANE-RATED WINDOWS throughout—creating a peaceful space to enjoy the beautiful nature views. The oversized primary suite features TWO WALK-IN CLOSETS, an ensuite bath with a large ROUND JACUZZI TUB and separate linen closet. The generously sized second bedroom, full hall bath and foyer closet provide even more space and storage. Major improvements include NEW HVAC, NEW HOT WATER HEATER, NEW REFRIGERATOR, NEW METAL ROOF (2024), popcorn ceilings removed, hurricane-rated lanai windows, double-pane interior sliders and numerous additional updates. With just 84 residences, Dolly Bay offers a charming, neighborly atmosphere surrounded by mature trees, tranquil ponds, scenic boardwalks and Florida wildlife—all with DIRECT ACCESS TO LAKE TARPON, one of Pinellas County’s premier freshwater lakes for boating, fishing, kayaking and paddleboarding. Community amenities include a HEATED LAKEFRONT POOL, clubhouse, tennis courts, waterfront boardwalk, fishing dock, fish-cleaning station, community fire pit, picnic area with BBQ grills and private Lake Tarpon access. BOAT SLIPS are available first-come, first-served (currently $1,000/year), with KAYAK STORAGE currently available for $100/year. One assigned parking space plus ample guest parking. Conveniently located near John Chesnut Sr. Park, Pinellas Trail, Gulf beaches, shopping, dining, golf, healthcare and both St. Pete-Clearwater and Tampa International Airports. Imagine boating across Lake Tarpon for lunch or dinner at Tarpon Turtle, fishing at sunrise, kayaking peaceful waters or relaxing around the community fire pit. Ideal as a PRIMARY RESIDENCE, SEASONAL RETREAT or INVESTMENT OPPORTUNITY. It’s more than a home—it’s the Florida waterfront lifestyle. WELCOME TO DOLLY BAY!

2511 Dolly Bay Drive Unit 104, Palm Harbor
2575 Pine Ridge Way S Unit E1, Palm Harbor
$185,000
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Palm Harbor SubDv. ⋅ 34684 Zip Code
Great location in this 2 Bed 2 Bath First floor Home. Updated Kitchen with large pantry along with Eat-in area. Kitchen opens to Living room and Dining room. Relax on the covered and screened Lanai with ceramic tile and serene view. Separate Laundry room with storage and shelves. Newer vertical blinds throughout. Master Bedroom with Walk-in Closet. Master Bath with Walk-in shower. Convenient assigned parking space and plenty of visitor spaces. Clubhouse has a library, Sparkling Pool, Hot Tub & Shuffleboard. Newer roof and all buildings were recently painted. Low Condo fees. Walking trail around the gorgeous pond with fountain. Close to gulf beaches, golf courses, walk & bike trail, shopping, restaurants & more! Furniture Available. PRESENT ALL OFFERS!

2575 Pine Ridge Way S Unit E1, Palm Harbor
76 Liberty Way Unit 5, Palm Harbor
$163,000
2 Beds ⋅ 2 Baths ⋅ Lake Tarpon Mobile Home Village SubDv. ⋅ 34684 Zip Code
PRICED TO SELL! 55+ Golf Cart Community! One of the LARGER PIECES of LAND IN THE Community, A CORNER UNIT! ON LAKE TARPON And YOU OWN the LAND! 2 Bedroom 1 and1/2 Bath, Loved and upgrade, Soft Water System Added, Luxury Vinyl floors , LOW HOA Fees. SAVE MONEY! This is a NON-FLOOD ZONE.! GREAT VALUE for this BOATING, Swimming, Fishing, Bocci Ball, Pickle Ball, GOLF NET. ACTIVE GOLF CART COMMUNITY. on LAKE TARPON , with BOAT SLIPS & BOAT RAMP, A PIER. Your large Laundry Room is outside & A Separate Private Workshop, A Covered Outside Patio. For your full ENJOYMENT in sought after Palm Harbor in Pinellas County! SET UP your appointment TODAY! Make this your New WATER ACCESS Florida home.!

76 Liberty Way Unit 5, Palm Harbor
1871 Pine Ridge Way W Unit E1, Palm Harbor
$174,900
2 Beds ⋅ 2 Baths ⋅ Pine Ridge At Palm Harbor SubDv. ⋅ 34684 Zip Code
Welcome to Pine Ridge at Palm Harbor, a desirable 55+ condominium community offering an active Florida lifestyle in a convenient Pinellas County location. This beautifully updated 2-bedroom, 2-bathroom condo with assigned parking combines modern improvements, comfortable living, and peaceful pond views. With major updates already completed, this move-in-ready residence is ideal for year-round living or a seasonal Florida retreat. Recent improvements include a NEW AIR CONDITIONING SYSTEM installed in November 2025, a NEW WATER HEATER in early 2025, and NEW INTERIOR PAINT throughout in September 2026. Flooring was updated throughout in 2024, with NEW CARPET installed in the bedrooms and main living area in September 2026. The kitchen features a NEW REFRIGERATOR, RANGE, AND MICROWAVE, all replaced in 2026. These thoughtful upgrades provide a fresh, inviting interior and added peace of mind for the next owner. One of the home's most appealing features is the enclosed Florida room, offering approximately 81 square feet of additional space and tranquil north-facing pond views. It's an ideal setting for enjoying your morning coffee, reading, or simply relaxing while overlooking the water. Enjoy the convenience of an HOA fee that includes WATER, SEWER, INTERNET, CABLE TELEVISION, and TRASH COLLECTION TWICE WEEKLY. An additional private storage room is conveniently located in the hallway near the front entrance, providing valuable extra storage space. Pine Ridge at Palm Harbor offers resort-style amenities, including a HEATED SWIMMING POOL, SPA, CLUBHOUSE, SHUFFLEBOARD COURTS, walking trails around scenic ponds, picnic areas, and barbecue facilities. The community provides numerous opportunities to enjoy outdoor recreation, social activities, and the Florida sunshine. Pet-friendly policies and seasonal rental opportunities add to the property's flexibility, subject to association requirements. Conveniently situated just off US Highway 19 North, this Palm Harbor 55+ community offers easy access to shopping, restaurants, grocery stores, medical facilities, and nearby golf courses. Explore charming Downtown Palm Harbor, Historic Downtown Dunedin, the Tarpon Springs Sponge Docks, and the beautiful Gulf Coast beaches. The nearby Pinellas Trail offers miles of opportunities for walking, running, and cycling, while Honeymoon Island State Park and the Dunedin Causeway provide outstanding coastal recreation. Whether you're searching for a primary residence, winter getaway, or low-maintenance condominium in Palm Harbor, this extensively updated 2-bedroom, 2-bath home offers an exceptional opportunity to enjoy Florida's Gulf Coast lifestyle. Schedule your private showing and discover everything Pine Ridge at Palm Harbor has to offer!

1871 Pine Ridge Way W Unit E1, Palm Harbor
2700 Nebraska Avenue Unit 2-203, Palm Harbor
$219,900
2 Beds ⋅ 2 Baths ⋅ Landings Condo The SubDv. ⋅ 34684 Zip Code
Pond views, an updated interior and two assigned parking spaces highlight this two-bedroom, two-bath condo in The Landings of Highland Lakes. Located on the second floor with no upstairs neighbors, the living and dining area features beautiful wood-look flooring, decorative wainscoting, crown molding and updated lighting. Sliding doors open to a screened lanai overlooking the pond, with a separate storage closet. The updated kitchen includes shaker cabinetry, a tile backsplash, newer stainless steel appliances, a breakfast nook and a pass-through to the dining area. The primary suite offers pond views, direct lanai access, a walk-in closet and an updated en-suite bath with a walk-in shower. The second bedroom is near the updated guest bath with a tub/shower combination. An indoor laundry closet includes a newer washer and dryer and shelving for storage. Parking includes one assigned covered carport space, plus an additional unassigned space in the visitor parking area. The Landings’ community pool is just steps away. Highland Lakes amenities available to eligible residents include golf on three private nine-hole executive courses, swimming pools, clubhouse gatherings and social events, arts and crafts activities, and a Lake Tarpon boat ramp. Located near Trader Joe’s, Palm Harbor restaurants and shopping, with Lake Tarpon and Gulf beaches within easy reach.

2700 Nebraska Avenue Unit 2-203, Palm Harbor
2199 Chianti Place Unit 9-0924, Palm Harbor
$325,000
3 Beds ⋅ 2 Baths ⋅ Tuscany At Innisbrook Condo SubDv. ⋅ 34683 Zip Code
This is the Tuscany condo buyers wait for! Beautifully updated, light-filled and ideally positioned within the gated community of Tuscany at Innisbrook, this fully updated, 3-bedroom, corner unit offers a private 1-car garage and an exceptional location just steps from the pool and clubhouse. Located on the second level, the condo features an open, spacious floor plan with an abundance of windows and natural light. The large living and dining area flows into a versatile bonus space—perfect for a home office, fitness area, reading room or quiet retreat. The kitchen opens to the main living area and features granite countertops, wood cabinetry, stainless steel appliances, a center island with breakfast bar and a built-in desk. Since 2021, the interior has been extensively refreshed with all-new luxury vinyl plank flooring, fresh interior paint and beautifully remodeled bathrooms. An inside laundry room with washer and dryer adds everyday convenience. Tuscany at Innisbrook offers a resort-style lifestyle with amenities that are hard to match, including two heated pools, spa, impressive clubhouse, fitness center, billiards and entertainment areas, tennis and basketball courts, playground, BBQ areas, pet walk and convenient car wash bays. The community is pet-friendly, making it an excellent choice for both full-time and seasonal living. And the location is exceptional. Set within the Innisbrook area and surrounded by championship golf, including the renowned Copperhead Course—home of the PGA TOUR's Valspar Championship—you are just minutes from some of Florida's award-winning Gulf beaches, outstanding restaurants, shopping, medical facilities and everyday conveniences, with easy access to both Tampa International and St. Pete-Clearwater International airports. Water views. Corner unit. Private garage. Beautifully updated interior. Resort-style amenities. Gated community. This is an outstanding opportunity to enjoy the Palm Harbor lifestyle in one of the area's most desirable communities.

2199 Chianti Place Unit 9-0924, Palm Harbor
3030 Cypress Green Drive, Palm Harbor
$339,000
3 Beds ⋅ 2 Baths ⋅ Cypress Green SubDv. ⋅ 34684 Zip Code
Welcome to an affordable opportunity to own in the desirable Palm Harbor community of Rustic Oaks! This move-in ready home offers an excellent entry point into one of the area's sought-after neighborhoods, providing the opportunity to enjoy the Palm Harbor lifestyle without the premium price tag. The home is ready for its next owner and offers a comfortable, functional layout with the flexibility to make it your own over time. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this property is worth a look. Conveniently located in Palm Harbor with easy access to shopping, dining, parks, schools, and major roadways, you'll be close to everything the area has to offer. Best of all, the property is FHA and VA financing eligible, making this an especially attractive opportunity for qualified buyers. Don't miss your chance to get into Palm Harbor and Rustic Oaks at an accessible price point!

3030 Cypress Green Drive, Palm Harbor
2994 Bonaventure Circle Unit 204, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Stunning Upgraded End-Unit Condo overlooking the pool in this Prime Palm Harbor Location! With a bran new AC system and upgraded granit countertops. Just minutes from Mease Countryside Hospital, Countryside Mall, and the pristine shores of Honeymoon Island. Tucked away in a peaceful community, this unique home offers privacy, comfort, and high-end upgrades throughout. Step inside to discover a one-of-akind floor plan featuring soaring cathedral ceilings and a cozy fireplace, creating a spacious yet inviting atmosphere. As an end unit backed up to a serene preserve, The home boasts premium Anderson windows with a lifetime warranty, ensuring energy efficiency and lasting value. The entry is graced by a Forever storm door, adding both security and curb appeal. The master bathroom has been fully renovated, showcasing modern finishes and thoughtful design. Whether you're relaxing indoors or taking in the nature views from your back patio, this home offers the perfect blend of luxury and tranquility. Community amenities include an olympic sized swimming pool, heated spa hot tub, clubhouse, fullyequipped gym, sauna room, plus a dog park for your furry friends!

2994 Bonaventure Circle Unit 204, Palm Harbor
3490 Tealwood Circle, Palm Harbor
$340,000
2 Beds ⋅ 2 Baths ⋅ Tealwood Villas SubDv. ⋅ 34685 Zip Code
MOVE IN READY, UPDATED AND TUCKED INSIDE THE GATED TEALWOOD VILLAS COMMUNITY OF RIDGEMOOR. Welcome to 3490 Tealwood Circle, a beautifully updated 2 bedroom, 2 bathroom villa with a 1 car garage, spacious open living areas and peaceful conservation views. This home has been thoughtfully improved for today’s buyer, allowing you to move in without immediately facing a long list of projects. The interior has been freshly painted, popcorn ceilings have been removed throughout, and luxury vinyl flooring extends through the living room, dining area, bedrooms and laundry room. Updated baseboards, lighting, ceiling fans, blinds and recessed lighting give the home a clean, modern feel. The kitchen combines functionality with convenience and features a newer refrigerator, dishwasher, disposal and kitchen sink, along with a touch activated faucet and recessed lighting. Smart home features include a Honeywell smart thermostat, select smart switches, a MyQ smart garage system and security cameras at the front and rear of the home. Both bathrooms have received significant updates. The primary bathroom was completely remodeled and includes a frameless shower door, while the guest bathroom features an updated vanity, lighting and stone countertop. The primary suite also includes an organized walk in closet system for added storage and functionality. One of the standout features of this home is the relaxing view behind the property. The main living area opens toward the screened outdoor space and conservation area, creating a peaceful setting without another home directly behind you. Whats More? As you sit on your enclosed rear patio you can enjoy all the beautiful views of nature - birds, deer, peacock, turkeys and more! What a way to enjoy Florida living and outdoor entertaining. Additional improvements include a 2024 water heater, newer washer and dryer and updated fixtures. Tealwood Villas offers the benefits of gated, low maintenance living within the Ridgemoor community. Residents enjoy access to community amenities including a pool, tennis courts, walking and biking areas, playgrounds and green spaces. The community is conveniently located near parks, recreation, shopping, dining and many of the destinations that make the Palm Harbor and East Lake area so desirable. If you have been looking for a Palm Harbor villa that combines updated interiors, smart home conveniences, outdoor living, community amenities and a peaceful setting, 3490 Tealwood Circle deserves a look.

3490 Tealwood Circle, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
4031 Bluff Oak Court, Palm Harbor
$289,000
3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv. ⋅ 34684 Zip Code
RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

4031 Bluff Oak Court, Palm Harbor
2712 Bentley Drive, Palm Harbor
$275,000
2 Beds ⋅ 2 Baths ⋅ Village At Bentley Park SubDv. ⋅ 34684 Zip Code
Welcome to this charming two-bedroom, two-bathroom villa in the Village at Bentley Park in Palm Harbor. A 2021 roof and 2018 AC provide added peace of mind, while the interior offers a comfortable layout. Inside, you will find wood-look tile flooring, vaulted ceilings, and a spacious living room and dining room combination. The kitchen features stainless steel appliances, quartz countertops, and plenty of cabinetry for excellent storage and organization, along with a convenient breakfast nook. The split-bedroom layout provides privacy, with the primary bedroom offering a private bathroom, tub/shower combination, stone-top vanity, and walk-in closet. The additional bedroom is nicely sized, while the second bathroom features an updated shower panel with multiple shower stream options. Ceiling fans throughout add comfort, and the convenience of an in-unit washer and dryer makes everyday living easy. Step outside to the screened-in back porch, the perfect spot to relax and enjoy Florida's beautiful weather. The home also includes TWO assigned parking spaces. Residents of Village at Bentley Park can enjoy community amenities including a pool and tennis/pickleball courts. Ideally located near a variety of dining options and shopping centers, with a short drive to the Gulf beaches, Lake Tarpon, and Innisbrook, this villa offers a convenient Palm Harbor lifestyle with plenty to enjoy nearby.

2712 Bentley Drive, Palm Harbor
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