Clearwater Homes under $400,000

Clearwater Homes under $400,000

Welcome to Clearwater, Florida – a vibrant coastal gem nestled in Pinellas County, renowned for its stunning beaches, thriving culture, and warm, welcoming community. Clearwater is not just a destination; it’s a lifestyle. With its picturesque waterfront views and an average of 361 sunny days per year, residents enjoy an outdoor paradise that includes everything from boating and fishing to sunbathing and beach volleyball.

For those seeking their dream home in this idyllic locale, Clearwater offers an array of charming properties under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse selection of homes that perfectly blend comfort and affordability. From cozy bungalows to spacious townhouses, Clearwater’s real estate market caters to all tastes and needs.

Imagine waking up to the sound of gentle waves and enjoying your morning coffee on a sunlit patio. With homes conveniently located near local parks, shopping districts, and top-rated schools, Clearwater provides the ideal balance of convenience and tranquility.

In addition to its beautiful homes, Clearwater boasts a rich cultural scene, with art galleries, theaters, and music festivals that bring the community together. Enjoy weekends filled with outdoor adventures, delicious dining options, and vibrant nightlife.

Don’t miss out on the opportunity to call Clearwater home. With its affordable housing options and unbeatable lifestyle, your dream of living in this coastal paradise is within reach! Explore our listings today and discover the perfect place to create lasting memories in Clearwater, Florida.

Newest Clearwater Homes under $400,000

2 N Fernwood Avenue Unit 25, Clearwater
$108,000
2 Beds ⋅ 1 Baths ⋅ Washington Square At Clearwater Condo SubDv. ⋅ 33765 Zip Code
This updated ground-floor condo in Washington Square combines a stylish interior with the everyday conveniences that make a home easy to love. The open living and dining area creates a welcoming place to relax, share a meal, or entertain friends, with updated flooring bringing a cohesive feel throughout. In the kitchen, sleek cabinetry, stainless steel appliances, and a striking backsplash provide an attractive backdrop for everything from your morning coffee to dinner at home. Two comfortable bedrooms and an updated bathroom complete the interior, while in-unit laundry hookups offer the convenience of adding your own washer and dryer. Outside, the covered patio invites you to slow down and enjoy a little fresh air. Your assigned parking space #25 sits directly in front of the unit, so bringing home groceries—or packing up for a beach day—is a breeze. When the afternoon calls for a change of pace, enjoy the community pool or head out to nearby shopping and dining. With St. Petersburg College’s Clearwater campus, BayCare Ballpark, and major roadways nearby, plus Gulf beaches within driving distance, this two-bedroom condo offers a convenient home base for enjoying Clearwater. Come see how comfortably your next chapter could fit here. Potential Zero-Down Financing Available! Qualified buyers may be eligible to purchase this home with up to 100% financing, subject to lender approval and program requirements.

2 N Fernwood Avenue Unit 25, Clearwater
1880 Clearbrooke Drive, Clearwater
$279,000
3 Beds ⋅ 3 Baths ⋅ Clearbrooke Twnhs SubDv. ⋅ 33760 Zip Code
GORGEOUS, REMODELED END-UNIT TOWNHOME WITH 3 PRIVATE PATIOS! Close to COVE CAY GOLF COURSE AND MARINA! Welcome to this BEAUTIFULLY UPDATED 3-BEDROOM, 2.5-BATH townhome offering 1,260 SQ FT of spacious living in the desirable Clearbrooke community! This IMMACULATELY MAINTAINED home features a BRIGHT, OPEN FLOOR PLAN with stylish upgrades throughout and the added privacy of an END UNIT! The STUNNING OPEN CONCEPT KITCHEN W/GRANITE COUNTERTOPS, a CENTER ISLAND and upgraded SAMSUNG APPLIANCES, including a SMART HUB REFRIGERATOR that connects to your smartphone for grocery ordering, music streaming, photo sharing and more! Additional improvements include updated ELECTRICAL PANEL, LUXURY VINYL FLOORING, UPDATED BATHROOM VANITIES, TOILETS, FAUCETS, LIGHTING, WINDOW TREATMENTS and EXTENSIVE LANDSCAPING! This home offers THREE PATIOS, creating wonderful spaces to relax, entertain and enjoy the Florida lifestyle! Step through the FRENCH DOORS into your PRIVATE OUTDOOR OASIS, where you can unwind with a glass of wine! Enjoy the convenience of COVERED CARPORT PARKING PLUS AN ADDITIONAL DEDICATED PARKING SPACE. The community also features a SWIMMING POOL, and the association includes CABLE, INTERNET, WATER, SEWER and TRASH! Just minutes from SHOPPING, RESTAURANTS, ENTERTAINMENT, DOWNTOWN DUNEDIN and the BEAUTIFUL GULF BEACHES, including AWARD-WINNING CLEARWATER BEACH! Located in FLOOD ZONE X, this MOVE-IN READY END UNIT offers the perfect combination of STYLE, COMFORT, PRIVACY AND LOCATION! DON'T MISS THIS ONE — SCHEDULE YOUR PRIVATE SHOWING TODAY!

1880 Clearbrooke Drive, Clearwater
2501 Harn Boulevard Unit H39, Clearwater
$130,000
1 Beds ⋅ 1 Baths ⋅ Morningside East Condo 3 SubDv. ⋅ 33764 Zip Code
Beautifully Renovated 1-Bedroom Condo with Reserved Parking – Move-In Ready! Discover this stunning second-floor condo perfectly located just steps from the scenic Pinellas Trail and the brand-new pedestrian bridge over US-19. Centrally situated for convenience, this charming unit is loaded with modern upgrades and stylish finishes. Step into a bright, freshly painted interior featuring real wood kitchen cabinets, sleek granite countertops, and stainless steel appliances. The new tankless water heater not only provides efficiency but also frees up valuable closet space. Enjoy peace of mind with a newer electrical panel and AC unit, plus a contemporary bathroom with a modern vanity and subway-tiled bathtub. The spacious bedroom boasts a large closet, while ceramic tile flooring throughout ensures easy maintenance and a clean, polished look. Whether you're a first-time buyer, downsizing, or looking for a great investment, this move-in ready condo is a must-see! Schedule your tour today!

2501 Harn Boulevard Unit H39, Clearwater
1371 Jeffords Street, Clearwater
$285,000
3 Beds ⋅ 1 Baths ⋅ Lakeview Estates SubDv. ⋅ 33756 Zip Code
A broad front lawn and blue shutters introduce this three-bedroom, single-story Clearwater home. Fresh interior paint and light wood-look flooring complement the connected living and dining spaces. The kitchen features white cabinetry, wood countertops, a breakfast bar with open cubby storage and a mosaic tile backsplash. A window above the sink brings in natural light, while an electric range and built-in microwave complete the cooking area. The primary bedroom has windows on two sides and a ceiling fan, with two additional bedrooms nearby. Outdoors, a wide covered patio overlooks the fenced backyard. An attached one-car garage provides parking and shelving. Clearwater recreation includes Crest Lake Park’s paved walking trails, fishing and picnic pavilions. Included 100-Day Home Warranty with buyer activation

1371 Jeffords Street, Clearwater
1286 Mission Hills Boulevard, Clearwater
$127,000
2 Beds ⋅ 2 Baths ⋅ Mission Hills Condo SubDv. ⋅ 33759 Zip Code
HIGH & DRY! NON-EVAC & NON-FLOOD ZONE X! FULLY FURNISHED 2 Bedroom/2 Bath END UNIT VILLA WITH EXTRA CLOSE COVERED PARKING in one of Clearwater's most desirable 55+ communities!! HVAC (2017), PROPERLY VENTED WASHER/DRYER (2021), FLOORING (2021) & Back Windows (2015)! All you need to bring to this lovely villa is your swimsuit and toothbrush for fun-in-the-sun Florida resort style living! Covered carport with easy access parking provided in 55+ Mission Hills Community, a beautifully maintained desirable location with mature landscaping. Very active Club House (cards games, bingo, dominoes, ice cream socials, dinners, and excursions) with library, fitness equipment, pool and ping pong tables, shuffleboard, and large heated community pool for very safe and active lifestyle. Walking distance from Bayside Plaza, which includes Publix and many more desirable businesses for convenient shopping and dining. Offered with individual utility shed. Minutes to Safety Harbor with easy access to the beaches, Tampa International Airport and St. Pete-Clearwater International Airport.

1286 Mission Hills Boulevard, Clearwater
2454 Foggy Creek Circle, Clearwater
$385,000
2 Beds ⋅ 3 Baths ⋅ Towns At Belleair Grove SubDv. ⋅ 33764 Zip Code
Welcome to this beautifully maintained, 2020-built townhome in the gated Towns at Belleair Grove. Offering 2 bedrooms, 2.5 baths, and a 1-car garage, this inviting home pairs modern comfort with a convenient Clearwater location. Inside, 9-foot ceilings create an airy feel, while quartz countertops and a breakfast bar make the kitchen a natural gathering spot. The spacious second-floor loft offers flexible room for a home office, media lounge, or play space. Step out and enjoy a peaceful pond view—an ideal setting for a quiet morning or unwinding at the end of the day. Residents also enjoy access to the community pool, with low monthly HOA fees adding to the appeal. Conveniently located near US-19, St. Petersburg, Dunedin and Tampa airport. This home offers a welcoming blend of style, flexibility, and everyday convenience.

2454 Foggy Creek Circle, Clearwater
2291 Americus Boulevard W Unit 41, Clearwater
$255,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
2 bedroom 2 bath condo - 1325 sq. ft. Possible 3rd bedroom and/or office/den. Split floor plan. Laminated flooring throughout. Nice lake view.

2291 Americus Boulevard W Unit 41, Clearwater
2072 Australia Way W Unit 42, Clearwater
$269,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This extensively renovated top-floor corner condo at Clearwater’s On Top of the World offers modern finishes, abundant natural light, and the convenience of move-in-ready living in an established 55+ community. With 1,400 square feet, 2 bedrooms, 2 bathrooms, and thoughtful improvements throughout, this home combines style, comfort, and functionality. The open floor plan features luxury vinyl plank flooring, modern trim, designer interior doors, and updated lighting. The redesigned kitchen offers solid wood white shaker cabinetry, quartz countertops, stainless steel appliances, extended counter space, and a breakfast bar connecting the living and dining areas. The layout provides plenty of room for both everyday living and entertaining. Both bathrooms have been completely renovated with decorative tile, contemporary vanities, updated fixtures, raised shower heads, and a linear drain in the primary shower. Additional improvements include updated electrical, recessed lighting, GFCI outlets, new ceiling fans, and modern light fixtures. Hurricane-impact, energy-efficient windows installed in 2024 and a 2022 HVAC system with humidity control add comfort and efficiency. A standout feature is the spacious Florida room overlooking manicured grounds and a quiet courtyard. Sliding barn doors separate this versatile space from the primary bedroom, making it ideal for a home office, sitting room, hobby area, or private retreat. An association-approved washer and dryer hookup in the bedroom closet eliminates the need to use community laundry facilities. Assigned parking near the building and ample guest parking provide additional convenience. On Top of the World offers an impressive range of amenities and activities designed for an active lifestyle. Residents enjoy two private golf courses, two swimming pools, tennis and pickleball courts, bocce ball, shuffleboard, and a remodeled fitness center. Two activity centers host a variety of clubs and social events. The community also features dog parks, walking areas, a fishing dock, and kayak storage.

2072 Australia Way W Unit 42, Clearwater
1890 Feather Tree Circle, Clearwater
$349,900
3 Beds ⋅ 2 Baths ⋅ Feather Tree SubDv. ⋅ 33765 Zip Code
Home is being sold in As-Is Condition only * Tenant just moved out * No Repairs of any kind will be made * Price reflects TLC needed * Nice 3 Bedroom 2 Bath 2. Car Garage Home fore sale * Newer Roof and Central Heating and Air Conditioning System* Great opportunity for investor or First Time Home Buyer * Buyer must verify all measurements and conditions. Buyer must be pre-approved * Serious offers only!

1890 Feather Tree Circle, Clearwater
2591 Countryside Boulevard Unit 5106, Clearwater
$199,999
2 Beds ⋅ 2 Baths ⋅ Inverness Condo SubDv. ⋅ 33761 Zip Code
Virtually Staged. Enjoy easy, low-maintenance living in this desirable first-floor 2-bedroom, 2-bath condo offering 955 square feet and a convenient Countryside location close to Countryside Mall. Overlooking the community pool, this well-maintained unit combines comfort, updates, and everyday convenience. Inside, you’ll find waterproof luxury vinyl flooring throughout, granite countertops in the kitchen and both bathrooms, and 2023 appliances. The kitchen offers practical storage with two Lazy Susans, while the primary suite features a walk-in closet and private bath. Two sunrooms provide additional space to relax, read, work from home, or simply enjoy the Florida sunshine. Hurricane windows in the living room give added peace of mind. Additional highlights include an in-unit laundry room, 4-year-old A/C system, and 3-year-old water heater. The unit also includes one assigned covered carport parking space, plus plenty of visitor parking. Condo fees include cable TV, internet, water, sewer, and trash. With shopping, dining, entertainment, and everyday conveniences just minutes away, this move-in-ready condo offers a comfortable Florida lifestyle in a central location.

2591 Countryside Boulevard Unit 5106, Clearwater
1851 Lombardy Drive, Clearwater
$365,000
2 Beds ⋅ 2 Baths ⋅ Woodmont Park SubDv. ⋅ 33755 Zip Code
Welcome home to this charming 2-bedroom, 2-bath, 1 car garage, ranch style home in the heart of Clearwater — just minutes from Clearwater Beach and Honeymoon Island! Sitting on a generous 75x103 lot with no HOA and no flood insurance required, this home has been meticulously maintained and it truly shows. Step inside and you're immediately greeted by a stylish entryway featuring a white brick accent wall and a modern frosted glass panel door. The living room is bright and open with beautiful engineered hardwood floors and plenty of natural light. The updated kitchen features white shaker cabinets, granite countertops, and stainless steel appliances — ready for you from day one. Out back, a covered and screened patio with a ceiling fan is the perfect spot to enjoy your morning coffee or unwind after the beach. The fully fenced backyard is lush and private, with mature landscaping that gives it a real sense of tranquility. The big-ticket items are already done — roof replaced November 2021, AC replaced 2018, and water heater replaced 2024. The lawn irrigation runs on well water (no extra water bill!), and the leased water softener can transfer to the new owner. The second bath is located in the garage — a common and practical setup in this neighborhood. Window treatments, washer and dryer all convey. At 1,082 SF, this home is centrally located just minutes from downtown Clearwater, and close to shopping and restaurants. This one checks all the boxes!

1851 Lombardy Drive, Clearwater
3165 Landmark Drive Unit 724, Clearwater
$225,000
1 Beds ⋅ 1 Baths ⋅ Eagles Glen Condo SubDv. ⋅ 33761 Zip Code
Rarely available second floor condo in the highly desirable Eagles Glen community of Countryside that has a private garage with remote for all your storage needs and peaceful, spectacular views of the pond surrounded by majestic trees. Live the maintenance free lifestyle relaxing in the heated pool after a good tennis workout on the courts. Entertaining is a delight in the Great Room with cathedral ceilings, dining area, new luxury vinyl flooring, and neutral paint for easy decorating not to mention the awesome water view! Beautifully updated Kitchen has wood cabinets, granite counters, a deep well stainless sink, stainless appliances, a pantry and a quaint breakfast nook for having your morning coffee. Spacious Owners Suite with French Doors leading to the Florida Room with hurricane rated windows, En Suite bath with a new tiled tub/shower combo, a vanity and a large walk in closet. The Laundry Room can accommodate a full size washer and dryer and has built in cabinetry for product storage. Condo has a Newer Hot Water Heater. The HOA includes cable, internet, water, sewer, trash, ext. main. & landscaping, escrow reserves and insurance. Perfect location minutes to shopping, dining, churches, theaters, sports events, top rated golf courses and a short drive to the award winning gulf beaches and 2 major airports. In your free time explore the lovely, walkable nearby towns of Safety Harbor and Dunedin. Your New Place Awaits. Home Sweet Home!

3165 Landmark Drive Unit 724, Clearwater
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