Clearwater Beach Homes under $500,000

Clearwater Beach Homes under $500,000

Welcome to Clearwater Beach, Florida, where sun-kissed shores and vibrant community life come together to create the perfect coastal haven. Nestled in the heart of Pinellas County, Clearwater Beach boasts some of the most stunning white sandy beaches and crystal-clear waters in the Sunshine State. Known for its picturesque sunsets and lively atmosphere, this charming city is ideal for those seeking a vibrant lifestyle paired with relaxation.

Clearwater Beach is not just a vacation destination; it's a place you can call home. With a thriving local culture, residents enjoy a plethora of dining options, boutique shopping, and year-round events that foster a sense of community. Whether you're strolling along the iconic Pier 60, indulging in fresh seafood, or enjoying water sports, Clearwater Beach offers an active and engaging lifestyle for all ages.

For those looking to make Clearwater Beach their home, there’s good news! You can find delightful homes under $500,000, providing an affordable entry into this coveted coastal market. These properties range from charming beach cottages to modern condos, perfect for first-time buyers, families, or retirees seeking a peaceful retreat. With the added benefit of proximity to the beach and local amenities, these homes offer excellent value in a desirable location.

Embrace the Clearwater Beach lifestyle and discover your dream home today! Whether it's a serene getaway or a vibrant community, Clearwater Beach has something for everyone. Don't miss out on the opportunity to live in this coastal paradise!

Newest Clearwater Beach Homes under $500,000

650 Island Way Unit 602, Clearwater
$474,900
2 Beds ⋅ 2 Baths ⋅ 650 Island Way Condo SubDv. ⋅ 33767 Zip Code
Waterfront Living with a 13,000-Pound Boat Lift, Southwest-Facing Balcony, and Extensive Building Improvements! Discover the appeal of coastal living in this two-bedroom, two-bath condominium overlooking Mandalay Channel on desirable Island Estates, just minutes from Clearwater Beach. Offering 1,218 square feet of living space, this sixth-floor residence combines comfortable interiors, beautiful Intracoastal Waterway views, and exceptional boating amenities. The living and dining room combination provides an inviting space for relaxing or entertaining, while the private southwest-facing balcony offers a wonderful vantage point for enjoying passing boats, afternoon sunshine, and colorful evening skies over the water. New flooring installed in 2025 enhances the interior, while new hurricane-rated windows and sliding glass doors were installed during the building's extensive remediation project. For boating enthusiasts, the residence includes the use of assigned Boat Slip 8, equipped with a 13,000-pound boat lift, providing convenient access to the Intracoastal Waterway and surrounding waterways. An assigned covered carport adds everyday convenience. The condominium building has undergone an extraordinary series of capital improvements, representing a significant investment in its appearance, infrastructure, and long-term durability. Improvements completed in 2026 include a new roof and fascia, new HardiePlank siding throughout the building, fresh exterior painting, new outdoor lighting, new covered carports, new mailboxes, and a new tiki hut. The parking lot is also scheduled to be resurfaced and sealed in 2026. Additional improvements include updated stairwells in 2025 and elevator modernization completed in 2023, with further updates in 2025. The waterfront infrastructure has also been extensively upgraded, with a comprehensive dock reconstruction project completed in 2024. This project included a new seawall raised 12 inches, a new dock raised 12 inches, a catwalk raised 20 inches, and new pilings, electrical service, water connections, and lighting. Residents also enjoy lush tropical landscaping, a convenient car wash area, and a designated dog walk area. All assessments associated with these improvements have been paid by the sellers, providing an additional benefit to the next owner. Located on Island Estates, this waterfront residence offers the perfect balance of a relaxed island atmosphere and convenient access to Clearwater Beach's renowned white-sand beaches, waterfront dining, shopping, and entertainment.Waterfront views, your boat just steps away, and major building improvements already completed and paid for—what are you waiting for? Schedule your private showing and start imagining life on Island Estates!

650 Island Way Unit 602, Clearwater
644 Island Way Unit 505, Clearwater
$423,900
2 Beds ⋅ 2 Baths ⋅ Island Point 1 Condo SubDv. ⋅ 33767 Zip Code
DISCOVER THE CONDO YOU’VE BEEN WAITING FOR! This MOVE-IN-READY ISLAND RETREAT offers IMPACT WINDOWS, an updated kitchen, and COVERED PARKING! This beautifully maintained, FULLY FURNISHED condo features PGT WinGuard impact-rated, vinyl, Low-E windows installed in 2022 with a transferable lifetime warranty. The kitchen was reimagined in 2018 with sleek white cabinetry, WHITE AND GRAY MARBLE COUNTERTOPS, a coordinating backsplash, stainless steel cabinet hardware, and Samsung appliances. Both the primary and guest bathrooms were completely renovated in 2015. Updated flooring in the living area and kitchen complements the inviting interior, while spacious rooms and large windows create a LIGHT AND BRIGHT atmosphere. The living room’s FLOOR-TO-CEILING WINDOWS with remote-controlled shades bring the outdoors into your living space. COVERED PARKING SPACE #54 adds everyday convenience. Enjoy waterfront amenities including a pool, boat docks available to residents on a first-come basis, a fishing dock, and a KAYAK LAUNCH WITH STORAGE. This block-construction building has completed a painting and envelope project. Island Point allows one rental per year, with a maximum of nine units rented at a time, following one year of ownership; proposed tenants require an application and approval. New buyers may bring ONE CAT OR DOG, subject to restrictions, although replacement pets are not permitted. Island Estates offers a convenient community setting within walking distance of dining, a bar and grill, a grocery store, UPS, a nail salon, and the Clearwater Marine Aquarium. You’re also just a Jolley Trolley ride from Clearwater Beach and its year-round activities. Whether you’re seeking a beach-area getaway or a full-time residence, this condo offers an inviting opportunity to enjoy island living. Come Live the Lifestyle, Come Live on the Island!

644 Island Way Unit 505, Clearwater
400 Larboard Way Unit 106, Clearwater
$475,000
2 Beds ⋅ 2 Baths ⋅ Sea Island Apts 1 Condo SubDv. ⋅ 33767 Zip Code
Virtually Staged. Feast your eyes on this spectacular, ground-floor 2-bedroom, 2-bathroom condominium offering direct, panoramic Intracoastal water views from almost every angle. Showcasing brand-new windows and doors that flood the space with natural light while providing peace of mind, this turnkey residence comes fully furnished down to the silverware—just bring your toothbrush and suitcase! Nestled on tranquil Island Estates, this vibrant community delivers all the essential amenities for a stress-free, resort-style lifestyle, yet sits within a bike ride away from world-famous Clearwater Beach. At the heart of the home, a beautifully appointed kitchen features solid wood cabinetry, granite countertops, and stainless-steel appliances, all overlooking the open-concept living space and the sparkling water beyond. Designed for ultimate privacy, the split-bedroom layout ensures comfort for everyone. The spacious primary suite frames unforgettable water views, while the generous guest bedroom features its own private en-suite bath and a convenient in-unit washer/dryer. Step outside to a massive covered patio to experience the peak of Florida outdoor living, perfect for entertaining or relaxing against a backdrop of endless aquatic scenery. Complete with 1 assigned covered parking space and 1 guest parking spot, this coastal haven is ready for its next chapter.

400 Larboard Way Unit 106, Clearwater
3100 Gulf Boulevard Unit 314, Belleair Beach
$499,900
1 Beds ⋅ 1 Baths ⋅ Gulf Belleair Beach Condo SubDv. ⋅ 33786 Zip Code
Enjoy the coastal lifestyle in this first-floor corner condominium just steps from the sandy shores of Belleair Beach. Located in the north building of Gulf Belleair Beach Condo, this 1-bedroom, 1-bath residence offers 778 square feet with an open layout and inviting natural light. The kitchen features granite countertops, stainless steel appliances, and modern cabinetry with soft-close drawers, opening to the living area for easy everyday living and entertaining. Luxury flooring, a walk-in closet, an in-unit washer and dryer, and hurricane-rated windows add comfort and convenience. An assigned covered parking space completes the package, and furnishings are negotiable. Spend your days strolling along the beach, relaxing by the community pool, or catching colorful sunsets over the Gulf. Beach access is just steps from your back door, making it easy to enjoy everything that makes this coastal setting special. Guest parking welcomes visiting friends and family, while nearby shopping, dining, and the attractions of Clearwater Beach offer plenty to explore. With a one-month minimum rental period, the community offers flexibility for owners seeking a full-time residence, seasonal getaway, or rental opportunity.

3100 Gulf Boulevard Unit 314, Belleair Beach
690 Island Way Unit 912, Clearwater
$479,900
2 Beds ⋅ 2 Baths ⋅ Island Walk Condo SubDv. ⋅ 33767 Zip Code
Virtually Staged. One or more photo(s) was virtually staged. NINTH-FLOOR WATER VIEWS, FURNISHED OPTION & COVERED PARKING IN ISLAND ESTATES! Enjoy coastal living at 690 Island Way #912, a 2-bedroom, 2-bath condo offering approximately 1,150 square feet of living space in Clearwater’s Island Walk community. A private balcony overlooking the Intracoastal Waterway provides an inviting setting for morning coffee or relaxing outdoors. The comfortable, open layout offers space for everyday living and entertaining. The property can be sold furnished, with furnishings negotiable, providing added convenience for a seasonal retreat or full-time residence. Additional features include one assigned covered parking space and a dedicated private storage unit on the same floor as the condo. Residents enjoy a waterfront community pool and convenient access to Island Estates shopping, dining, and recreation. The current monthly association fee of $920 includes cable TV, internet, water, sewer, trash, association insurance, exterior and grounds maintenance, maintenance repairs, pool maintenance, and contributions to association reserves. Buyers should verify current fees, insurance coverage, included services, and owner responsibilities with the association. Located approximately 2 miles from Clearwater Beach and the Pier 60 area, this condo also offers convenient access to Clearwater Marine Aquarium, Island Village Shopping Center, and Downtown Clearwater. Water views, a furnished purchase option, covered parking, and same-floor storage combine to make this Island Walk condo a comfortable coastal home or getaway.

690 Island Way Unit 912, Clearwater
868 Bayway Boulevard Unit 304, Clearwater
$498,000
2 Beds ⋅ 2 Baths ⋅ Clearwater Point 3 SubDv. ⋅ 33767 Zip Code
55+ | Your Own Private Beach Paradise | Intracoastal Views & 3 Pools 55+ and ready to live where every day feels like vacation? Welcome to your own slice of paradise! This beautiful 2-bedroom, 2-bath residence at 868 Bayway Blvd #304 offers the opportunity to enjoy the best of Florida coastal living, with Intracoastal views, a private beach, and a security guard on the premises for added peace of mind. Located in the desirable Clearwater Point community, this approximately 1,007-square-foot residence combines comfort, convenience and an exceptional resort-style lifestyle. Step outside and enjoy access to your own private beach, then relax by one of the community's 3 swimming pools, unwind in the jacuzzi, challenge a neighbor to a game of tennis, or gather with friends at the grilling areas. Inside, thoughtful updates make everyday living even easier, including new hurricane-impact windows installed in 2026, a newer A/C system and an energy-efficient tankless water heater that provides hot water on demand while helping reduce energy consumption and utility costs. Imagine waking up to beautiful water views, enjoying your morning coffee, spending the afternoon on the private beach or by the pool, and ending the day with a spectacular Florida sunset. And when you're ready to venture out, the restaurants, shops and attractions of Clearwater Beach are just minutes away. This isn't simply a condominium—it's a lifestyle. Your own slice of paradise, with the beach, water, recreation and everything you love about Florida right outside your door. Come see it for yourself and discover why Clearwater Beach feels like home.

868 Bayway Boulevard Unit 304, Clearwater
325 Island Way Unit 101, Clearwater Beach
$469,000
3 Beds ⋅ 2 Baths ⋅ Island Escape Condo SubDv. ⋅ 33767 Zip Code
Welcome to this beautifully updated, rarely available end unit offering an abundance of natural light, flexible living space, and an incredible waterfront location just minutes from the beach. With windows on three sides, three private balconies, and multiple sliding glass doors, the home has a bright, open feel and plenty of opportunities to enjoy Florida?s indoor-outdoor lifestyle. Recent updates include new LVP flooring, new carpet, and a beautifully renovated full bathroom, giving the home a fresh, move-in-ready feel. An opened kitchen wall allows even more natural light into the space and creates an easy flow between the kitchen and living areas. A half bath completes the main living level. Upstairs, you'll find three spacious bedrooms, the newly renovated full bathroom, and conveniently located laundry. The upper-level adds even more versatility and can easily serve as a home office, guest space, or game room. The garage has enough space for a vehicle, small boat, workshop, and additional storage. Just outside the rear garage door is a private patio leading to the community?s beautifully landscaped pool area, complete with a waterfall and Jacuzzi surrounded by lush tropical greenery. Boat slips are available to rent for $125 per month. With generous storage, multiple outdoor spaces, thoughtful updates, and a location convenient to the beach, shopping, dining, and entertainment, this distinctive end unit offers the space and lifestyle that can be hard to find in coastal Florida.

325 Island Way Unit 101, Clearwater Beach
690 Island Way Unit 511, Clearwater Beach
$335,000
1 Beds ⋅ 2 Baths ⋅ Island Walk Condo SubDv. ⋅ 33767 Zip Code
SPACIOUS 950-SQUARE-FOOT ONE-BEDROOM with a PRIVATE BALCONY, WATER VIEWS and VENTED IN-UNIT LAUNDRY in the waterfront community of Island Walk! While many condos on Island Estates do not offer a balcony or laundry inside the residence, this condo provides both! The living area and primary bedroom sliders open directly to the private balcony, where you can enjoy views of Mandalay Channel and the Intracoastal Waterway. With 950 square feet, this is a generously sized one-bedroom floor plan—comparable in size to some two-bedroom condos—with comfortable living, dining and entertaining spaces. UPDATED, FULLY FURNISHED and MOVE-IN READY, the condo offers an open kitchen with granite countertops and updated cabinetry, along with newer luxury vinyl flooring throughout. The updated full bathroom features a spacious full-size shower with custom glass doors and a large vanity with granite countertops. A dedicated guest half bath is ideal when entertaining or welcoming overnight guests. All major furniture will convey, allowing you to bring your suitcase and begin enjoying your Florida home immediately; select decorative and staging items do not convey. Additional features include inside storage S-34, bike storage and under-building parking space #59. HOA dues include cable and internet, water, exterior building maintenance, property management and flood insurance. Island Walk is a well-maintained waterfront building with a completed balcony and railing project featuring a Gemstone finish in 2019, a new roof in 2021, an exterior painting and building-envelope project in 2022, and an updated lobby project completed in 2024 that included fob-controlled automatic entry doors, updated mailboxes, and an updated call-box and resident directory system. More recent community improvements include new pool heaters and pumps, security cameras and an enhanced secure pool enclosure. The building has also completed its Milestone Inspection and SIRS. Community amenities include a waterfront heated pool and spa, tennis and pickleball courts, two grills and multiple outdoor dining and gathering areas. Pet-friendly with up to two pets weighing no more than 25 pounds each, and rental-friendly with a three-month minimum up to twice yearly. Marina slips may periodically become available for rent or purchase independently. Island Estates is a self-contained waterfront community offering shopping, dining, banking, a grocery store, the Clearwater Marine Aquarium and more—all just minutes from the white sugar sands of Clearwater Beach. Whether for a full-time residence, second home, 1031 exchange or coastal retreat, this condo is ready for you to start enjoying the Florida lifestyle! Come Live the Lifestyle! Come Live on the Island!

690 Island Way Unit 511, Clearwater Beach
644 Island Way Unit 406, Clearwater
$424,900
2 Beds ⋅ 2 Baths ⋅ Island Point 1 Condo SubDv. ⋅ 33767 Zip Code
Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach — consistently ranked among Florida's best — plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!

644 Island Way Unit 406, Clearwater
400 Island Way Unit 701, Clearwater Beach
$480,000
2 Beds ⋅ 2 Baths ⋅ Starboard Tower/Clipper Cove SubDv. ⋅ 33767 Zip Code
Welcome to Island Estates living! This desirable 2-bedroom, 2-bath SW CORNER condo with nearly 1,400 SF offers beautiful Intracoastal and Gulf views from every room! You’ll love the abundant natural light and Florida sunshine throughout the day. Did I mention, the YEAR-ROUND SUNSETS? Step outside onto one of TWO private balconies with over 240sqft to relax, watch the boats cruise by and take in the Florida lifestyle that makes this location so special. MOVE-IN READY! This gorgeous condo has been beautifully updated with NEW paint, NEW flooring, (3) IMPACT sliding glass doors, Newer Kitchen appliances, updated bathrooms with new showers, fixtures and lighting, giving you an updated condo, ready to enjoy from day one! COVERED CARPORT PARKING #25 and storage C60 convey with the sale. 400 Island Way/Clipper Cove features the largest heated pool and spa on Island Estates, along with resort amenities including covered tiki area, BBQ grills, fitness room, club room, his-and-hers saunas and bike storage. One of the best features is that you’re close to everything! Many conveniences like Publix, Clearwater Marine Aquarium, Sunset Sam Park, restaurants, nail salon, UPS and gas station mechanic means you have everything you need without leaving the island. Leave the car at home and hop aboard the Jolly Trolley for a quick ride to world-famous Clearwater Beach for spectacular sunsets, daily festivities, shopping, ice cream and beachfront dining. Whether you're looking for a full-time residence, seasonal getaway, or your own piece of the Florida lifestyle, this location puts shopping, dining, boating, beaches and entertainment just minutes from your door. Come live the Island Life today! **Be sure to view the 360 tour in virtual tour links** Furniture is virtually staged.

400 Island Way Unit 701, Clearwater Beach
770 Island Way Unit N103, Clearwater Beach
$469,000
2 Beds ⋅ 2 Baths ⋅ Sea Island North 3 Condo SubDv. ⋅ 33767 Zip Code
RARE GROUND-FLOOR WATERFRONT OPPORTUNITY at the quaint and beautifully maintained Sea Island North on desirable Island Estates! The waterfront is practically your backyard! Walk directly from your unit to the community dock for morning coffee or an evening cocktail, cast a fishing line, launch your kayak, or simply watch the daily parade of dolphins and manatees. The dock area features a grill, water and electric, and you can even tie up your boat for the day. Enjoy panoramic views of Mandalay Bay and effortless waterfront living from this bright and spacious 2-bedroom, 2-bath coastal condo. Step inside to an open, inviting floor plan featuring hurricane-impact windows and doors, beautiful engineered hardwood flooring, wood shaker cabinetry, gorgeous granite countertops, updated bathrooms, and ample storage. The Florida Room may quickly become your favorite spot—perfect for relaxing while taking in the sparkling water views and spectacular Florida sunsets. Sea Island North offers the charm of a smaller, immaculately maintained waterfront community along with all the perks of the Island Estates lifestyle. Once you're home, you may not want to leave the island! Publix, restaurants, shopping, entertainment and more are just a short walk or bike ride away. Hop aboard the Jolley Trolley for an easy ride to world-famous Clearwater Beach. Whether you're looking for a full-time residence or your own Florida getaway, this is an opportunity to enjoy the waterfront lifestyle Island Estates is known for—right outside your door!

770 Island Way Unit N103, Clearwater Beach
400 Island Way Unit 509, Clearwater
$459,900
2 Beds ⋅ 2 Baths ⋅ Starboard Tower SubDv. ⋅ 33767 Zip Code
Experience the absolute pinnacle of COASTAL LUXURY and HIGH-YIELD investment just one MAGNIFICENT mile from the WORLD-FAMOUS, SUGAR-WHITE sands of Clearwater Beach. Nestled within the HIGHLY SOUGHT-AFTER and PRESTIGIOUS Island Estates enclave, 400 Island Way #509 is an EXTRAORDINARY, 1,300-square-foot sanctuary that operates as a PROVEN, YEAR-ROUND revenue generator while offering an OPULENT personal retreat whenever the coast calls you home. Designed as the ULTIMATE, SOPHISTICATED pied-à-terre, a SEAMLESS, HANDS-FREE management system allows you to effortlessly harvest PREMIUM rental income during peak seasons while reserving EXCLUSIVE weeks for your own SUN-DRENCHED escapes. Adding INCREDIBLE value to this RARE offering, FLEXIBLE Seller Financing is available, providing a SEAMLESS, VIP path to ownership for DISCERNING investors and HIGH-NET-WORTH buyers alike who want to immediately capitalize on this 365-DAY-A-YEAR income producer. EXQUISITELY reimagined with MODERN COASTAL elegance, the SPRAWLING, LIGHT-FILLED OPEN-CONCEPT living space is framed by BRAND-NEW, HURRICANE-IMPACT doors and windows that flood the home with NATURAL Florida sunshine. The EPICUREAN CHEF’S kitchen serves as a BREATHTAKING centerpiece for entertaining, showcase-fitted with CUSTOM WARM-WOOD cabinetry rising gracefully to the ceiling, BEAUTIFUL crown molding, a new refrigerator, and RICH, POLISHED cream-and-taupe NATURAL granite countertops that extend into an EXPANSIVE breakfast bar. From there, the OPULENT living and dining quarters effortlessly transition out to a PRIVATE, ELEVATED balcony, offering TRANQUIL panoramas across Island Estates with SERENE, SHIMMERING glimpses of the Intracoastal Waterway. The LUXURIOUS attention to detail continues into both full bath sanctuaries, which have been LAVISHLY modernized with CUSTOM-TILED walk-in showers, complemented by SPACIOUS mirrored DESIGNER closets and the ULTIMATE convenience of a PRIVATE IN-UNIT washer and dryer. No expense has been spared in this FULLY FURNISHED masterpiece—from three new smart TVs and DESIGNER lighting to ULTRA-PLUSH linens, HIGH-END cookware, and HIGH-SPEED internet, ensuring a TRULY TURN-KEY experience from day one. When you are ready to explore, this PRIME address places WORLD-CLASS waterfront dining, LUXURY boutiques, and VIBRANT COASTAL nightlife just a LEISURELY walk or SCENIC Jolley Trolley ride away. Returning home, Island Estates provides a PREMIER, RESORT-CALIBER lifestyle, granting residents and guests EXCLUSIVE access to an OVERSIZED HEATED swimming pool, a RELAXING Jacuzzi, CHARMING tiki huts equipped with BBQ grill stations, a GRAND clubhouse featuring a billiards lounge, and a STATE-OF-THE-ART fitness center complete with DRY saunas and PRIVATE storage. Whether you seek an ELITE, HIGH-YIELD revenue asset, an OPULENT FULLY FURNISHED waterfront retreat, or a MASTERFUL hybrid of both, this property delivers an UNMATCHED fusion of prestige, location, and cash flow. Schedule your PRIVATE viewing today and claim your piece of the Clearwater Beach lifestyle.

400 Island Way Unit 509, Clearwater
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