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$1,015,000
4 Beds 3 Baths Harbor Hills 1st Add SubDv. 33770 Zip Code
WATERFRONT LIVING – NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership—perfect for those who want waterfront living without the congestion of a beachside location. The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water. The owner’s suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living. Outdoor living is a true highlight, featuring a screened lanai overlooking the pool—perfect for relaxing, hosting gatherings, or enjoying Florida’s indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by. Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle. Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock. Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John’s Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.

3838 Mckay Creek Drive, Largo

$820,000
3 Beds 3 Baths Harbor Hills 1st Add SubDv. 33770 Zip Code
JUST REDUCED! GREAT PRICE FOR WATERFRONT LIVING IN PRESTIGIOUS HARBOR HILLS!!! Welcome to this stunning 3-bedroom, 3-bath waterfront retreat with a 2-car garage, perfectly situated in the highly desired Harbor Hills neighborhood—known for its peaceful setting, pride of ownership, and true Florida waterfront lifestyle. From the moment you arrive, you’ll be impressed by the circular driveway and professionally landscaped grounds, creating both curb appeal and convenience for guests. Step inside to a contemporary, open-concept design filled with natural light and beautiful water views from the living room, kitchen, and primary bedroom. The open kitchen is ideal for entertaining, seamlessly connecting to the main living areas and offering stunning waterfront scenery while you cook or gather with family and friends. Tile flooring throughout the main living areas enhances the clean, modern feel, with carpeted bedrooms providing comfort and warmth. Designed for both relaxation and entertaining, the outdoor living space features a spa—ready for year-round enjoyment with the addition of a heater—creating your own private oasis. Whether hosting sunset gatherings or enjoying quiet mornings, this home offers a serene and tranquil waterfront escape. A true standout feature is the covered dock with boat lift, have a friend who wants to come by boat, no worries, there is an extra wet slip for them to dock at! This is an increasingly rare find—allowing you to boat directly from your backyard to favorite waterfront restaurants, local attractions, and open water adventures. Located just minutes from shopping, dining, and some of the area’s most beautiful beaches, Harbor Hills offers a unique combination of quiet residential charm and unbeatable convenience. This is Florida waterfront living at its finest—perfect as a full-time residence or luxury retreat as AIRBNB is allowed. Full hurricane protection and no damage in prior hurricanes. Homes like this, in this location, rarely become available.

1698 Mckay Creek Drive, Largo

$450,000
3 Beds 2 Baths Harbor Hills 1st Add SubDv. 33770 Zip Code
Waterfront VALUE-ADD, great Investor opportunity- featuring approximately 90 feet of saltwater canal frontage with direct access to the Intracoastal Waterway. Located in a highly desirable Largo boating community where neighboring waterfront properties have commanded substantially higher values, this property presents an exceptional opportunity to renovate, rebuild, or create a custom waterfront residence. Existing improvements include a 3-bedroom, 2-bathroom, 2-car garage home, private composite dock, and boat lift. The residence sustained significant roof damage during Hurricane Helene in 2024 and remains unrepaired. Seller is not aware of flooding; however, water intrusion is probable due to the roof damage and prolonged exposure to the elements. Buyers should anticipate deferred maintenance, potential mold, and other environmental or structural concerns. Property is being sold strictly AS-IS, WHERE-IS, with all faults. This may be an ideal opportunity for a complete renovation or redevelopment, offering the chance to acquire a premier waterfront homesite at land-value pricing. The dock appears to be in good condition and includes an approximate 10,000-pound boat lift; however, buyers should independently verify all measurements, specifications, permits, and condition. Due to safety and liability concerns, no interior showings will be permitted prior to offer submission. Interior photographs are available and will be provided upon request. Following receiving acceptable offer(s) a single inspection and due diligence event will be scheduled for all parties who have submitted offers. The property will be opened for interior access on that date only. No utilities are active, and water, power, or other services will not be provided by the seller. Bring your contractor, architect, and vision—opportunities to acquire nearly 90 feet of waterfront frontage with direct boating access to the Intracoastal Waterway are becoming increasingly difficult to find. See Aerial Video tour link in MLS, 2025 FEMA Letter and City of Largo Notice of Not Substantial Damage Letter attached in MLS

3511 North Cir, Largo